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Paidy
BNPL Japan
Japan's leading buy now, pay later service (now owned by PayPal) enabling purchases with just an email and phone number. Paidy offers deferred payment and installment options, widely adopted by Japanese e-commerce including Amazon Japan and major retailers.
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Stripe
SaaS & Developers
A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.
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Side-by-side feature breakdown
Fees
Paidy
2.5-3.5%
Stripe
2.9% + $0.30
Category
Paidytraditional
Stripetraditional
Available Regions
Paidy
Asia
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Paidy
✓
Startup FriendlyStripe
✓
Instant Payments✓
Instant Sandbox✓
Recurring Payments✓
Startup FriendlySDKs & Libraries
Paidy
4 Available
Stripe
11 Available
Payment Methods
Paidy
3 Supported
Stripe
18 Supported
Common Ground
Shared Regions
Asia
Shared Features
Startup Friendly