Compare ProvidersFind the best payment solution for your business
Paidy
BNPL Japan
Japan's leading buy now, pay later service (now owned by PayPal) enabling purchases with just an email and phone number. Paidy offers deferred payment and installment options, widely adopted by Japanese e-commerce including Amazon Japan and major retailers.
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Stripe
SaaS & Developers
A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.
Visit StripeDetailed Comparison
Side-by-side feature breakdown
2.5-3.5%
2.9% + $0.30
4 Available
11 Available
3 Supported
18 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Stripe
Choose Stripe if you need features like Instant Payments or Instant Sandbox, or your business operates in North America or Europe, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.
Frequently Asked Questions
What is the difference between Paidy and Stripe?
Paidy is best for bnpl japan, while Stripe is best for saas & developers. Paidy charges 2.5-3.5% and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Paidy or Stripe?
Paidy charges 2.5-3.5% while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Paidy and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Paidy and Stripe can complement each other depending on your needs.