Paidy logo
traditional Tokyo, Japan

Paidy

Japan's leading buy now, pay later service. Acquired by PayPal in October 2021 for $2.7 billion. Paidy enables purchases with just an email and phone number, offering deferred payment and 3-pay/6-pay/12-pay installments, widely adopted by Japanese e-commerce including Amazon Japan and major retailers.

Fees from
2.5-3.5%
Settlement
30 business days
Coverage
1 country
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Paidy before signing. Visit Website is an external link; we may earn a commission.

Paidy overview

Best for

BNPL Japan

Key features

Startup Friendly

Paidy pricing & fees

Pricing structure

Pricing
2.5-3.5%
Your business must be registered in
Not disclosed
Headquarters
Tokyo, Japan
Founded
2014

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Paidy settlement & payouts

Payouts

Settlement time
30 business days
Settlement currencies
Not collected yet

Paidy API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

AndroidiOSJAVASCRIPTREST API

Paidy coverage & payment methods

Regions

Asia

Supported countries

1 country
JP

Payment methods

BnplInstallments

Paidy licensing & compliance

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Licenses, regulators, registry records and legal entities for Paidy — free with a PaymentProviders account.

1 legal entity

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