Paidy

Paidy

BNPL Japan

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
2.5-3.5% vs Interchange + + $0.3
Features

0 shared

1 unique to Paidy · 3 unique to Adyen
Regions

1 shared

7 unique to Adyen
Pay methods

0 shared

2 unique to Paidy · 37 unique to Adyen

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
4 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Paidy Paidy
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
2.5-3.5%
Interchange + + $0.3
Settlement
Time to receive funds
30 business days
1–3 business days
Founded
2014
2006
Headquarters
Tokyo, Japan
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 2)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Paidy is best when you...

BNPL Japan
Need Startup Friendly
Not available with Adyen
View Paidy

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Paidy
Need Instant Payout
Not available with Paidy
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Paidy doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Paidy and Adyen?
They share 0 payment methods and 1 region. Paidy adds Buy Now Pay Later, Installments that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 34 more that Paidy does not list; Adyen also covers Africa, Europe and 5 more; only Paidy offers Startup Friendly.
Which is cheaper, Paidy or Adyen?
Paidy has published rates from 2.5-3.5%; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paidy and Adyen?
Paidy lists 1 region and 2 payment methods; Adyen lists 8 and 37. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paidy and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Paidy settles in 30 business days, Adyen in 1–3 business days.

Are you Paidy or Adyen?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →