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PIX

PIX

Brazilian Instant Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Free for individuals vs Custom
Features

0 shared

2 unique to PIX · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

2 unique to PIX · 16 unique to A-Pay
On region

A-Pay covers 6 regions; PIX covers 1. Verify directly with each provider before signing.

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7 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
PIX PIX
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Free for individuals
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2020
2021
Headquarters
Brasilia, Brazil
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix
✓
✓
Qr Code Unique
✓
—
Real Time Payments Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

PIX is best when you...

Brazilian Instant Payments
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View PIX

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PIX
Need High Risk Accepted
Not available with PIX
Want coverage in Africa, Asia, Europe, Middle East, Southeast Asia
PIX doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PIX and A-Pay?
PIX is best for Brazilian Instant Payments, while A-Pay is best for Global Multi-Currency Payment Gateway. PIX charges Free for individuals and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, PIX or A-Pay?
PIX charges Free for individuals while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both PIX and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. PIX and A-Pay can complement each other.
How do PIX and A-Pay differ in their focus?
PIX is focused on Brazilian Instant Payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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