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Stripe

Stripe

SaaS & Developers

VS

Swedbank Pay

Nordic payments

Swedbank Pay
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 1 unique to Swedbank Pay

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6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Swedbank Pay Swedbank Pay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
1972
Headquarters
South San Francisco, California
Stockholm, Sweden
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Invoice Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Swedbank Pay
Need Instant Payout
Not available with Swedbank Pay
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Swedbank Pay doesn't cover these regions
View Stripe

Swedbank Pay is best when you...

Nordic payments
View Swedbank Pay

Frequently Asked Questions

What is the difference between Stripe and Swedbank Pay?
Stripe is best for SaaS & Developers, while Swedbank Pay is best for Nordic payments. Stripe charges 2.9% + $0.30 and Swedbank Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Swedbank Pay?
Stripe charges 2.9% + $0.30 while Swedbank Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Swedbank Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Swedbank Pay can complement each other.
How do Stripe and Swedbank Pay differ in their focus?
Stripe is focused on SaaS & Developers, while Swedbank Pay focuses on Nordic payments. They serve different market segments with different strengths.

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