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Stripe

Stripe

SaaS & Developers

VS

Pivotal Payments

Canadian Merchant Services

Pivotal Payments
Fees from
2.9% + $0.30 vs Interchange-plus pricing
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

3 shared

17 unique to Stripe

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6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Pivotal Payments Pivotal Payments
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Interchange-plus pricing
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2003
Headquarters
South San Francisco, California
Canada
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Pivotal Payments
Need Enterprise
Not available with Pivotal Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Pivotal Payments doesn't cover these regions
View Stripe

Pivotal Payments is best when you...

Canadian Merchant Services
View Pivotal Payments

Frequently Asked Questions

What is the difference between Stripe and Pivotal Payments?
Stripe is best for SaaS & Developers, while Pivotal Payments is best for Canadian Merchant Services. Stripe charges 2.9% + $0.30 and Pivotal Payments charges Interchange-plus pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Pivotal Payments?
Stripe charges 2.9% + $0.30 while Pivotal Payments charges Interchange-plus pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Pivotal Payments together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Pivotal Payments can complement each other.
How do Stripe and Pivotal Payments differ in their focus?
Stripe is focused on SaaS & Developers, while Pivotal Payments focuses on Canadian Merchant Services. They serve different market segments with different strengths.

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