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UnionPay logo

UnionPay

Chinese customers

China's national card network and the world's largest card issuer by volume, accepted in 183 countries worldwide. UnionPay is essential for any merchant wanting to accept payments from Chinese consumers, both domestically and as tourists abroad. Supports mobile payments, QR codes, and contactless transactions.

Visit UnionPay
VS
JCB logo

JCB

Japanese customers

Japan's premier international card network, widely accepted across Asia and growing globally. JCB is essential for merchants targeting Japanese consumers, both domestically and as travelers. Known for premium cardholder benefits and strong presence in travel and hospitality sectors.

Visit JCB

Detailed Comparison

Side-by-side feature breakdown

Fees
UnionPay

0.8%

JCB

2.95-3.5%

Category
UnionPay
regional
JCB
regional
Available Regions
UnionPay
AsiaNorth AmericaEuropeOceania
JCB
AsiaNorth AmericaEurope
Key Features
UnionPay
Enterprise
JCB
Enterprise
SDKs & Libraries
UnionPay

4 Available

JCB

4 Available

Payment Methods
UnionPay

9 Supported

JCB

8 Supported

Common Ground

Shared Regions

AsiaNorth AmericaEurope

Shared Features

Enterprise

When to Choose UnionPay

Choose UnionPay if your business operates in Oceania. With fees of 0.8%, it's ideal for businesses focused on chinese customers.

Frequently Asked Questions

What is the difference between UnionPay and JCB?

UnionPay is best for chinese customers, while JCB is best for japanese customers. UnionPay charges 0.8% and JCB charges 2.95-3.5%. They differ in supported features, regions, and payment methods.

Which is cheaper, UnionPay or JCB?

UnionPay charges 0.8% while JCB charges 2.95-3.5%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both UnionPay and JCB together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. UnionPay and JCB can complement each other depending on your needs.