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Unit logo

Unit

Embedded Banking

An embedded finance platform that enables US tech companies to launch banking, card issuing, and lending products quickly. Unit offers both white-label solutions for rapid deployment and custom API integrations for deeper customization. Ideal for SaaS platforms, marketplaces, and fintechs wanting to add financial services to their core product.

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Melio logo

Melio

B2B payments

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Unit

Revenue share model

Melio

Free ACH, 2.9% cards

Category
Unittraditional
Meliotraditional
Available Regions
Unit
North America
Melio
North America
Key Features
Unit
✓
Startup Friendly
Melio
✓
Low Fees
✓
Startup Friendly
SDKs & Libraries
Unit

3 Available

Melio

1 Available

Payment Methods
Unit

7 Supported

Melio

4 Supported

Common Ground

Shared Regions

North America

Shared Features

Startup Friendly

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View Melio Details

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