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Wise
International Transfers
A transparent international money transfer service known for offering the real mid-market exchange rate with low, upfront fees. Wise provides multi-currency accounts with local bank details in 50+ currencies, making it ideal for freelancers, remote workers, and businesses that need to send or receive payments across borders frequently.
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Wise Business
Business International Transfers
The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.
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Side-by-side feature breakdown
0.4-2% (varies by currency)
0.4-2% (varies by currency)
5 Available
5 Available
8 Supported
7 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Wise Business
Choose Wise Business if you need features like Instant Payments or Startup Friendly, or you want a broader feature set. With fees of 0.4-2% (varies by currency), it's ideal for businesses focused on business international transfers.
Frequently Asked Questions
What is the difference between Wise and Wise Business?
Wise is best for international transfers, while Wise Business is best for business international transfers. Wise charges 0.4-2% (varies by currency) and Wise Business charges 0.4-2% (varies by currency). They differ in supported features, regions, and payment methods.
Which is cheaper, Wise or Wise Business?
Wise charges 0.4-2% (varies by currency) while Wise Business charges 0.4-2% (varies by currency). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Wise and Wise Business together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Wise and Wise Business can complement each other depending on your needs.