Best Payment Providers for High-Risk Businesses15 providers compared

Payeer

High-risk merchants

A multi-currency e-wallet supporting both fiat and cryptocurrency transactions. Payeer serves merchants and users in 200+ countries with P2P exchange capabilities and various deposit methods. Note: Does not serve US citizens. Often used by high-risk merchants and in markets where traditional payment options are limited.

Authorize.Net

Advanced Fraud Detection

One of the longest-running US payment gateways, founded in 1996 and now owned by Visa. Authorize.Net offers reliable card processing with an Advanced Fraud Detection Suite and strong recurring billing capabilities. A trusted choice for established US businesses, especially those needing virtual terminal and phone order support.

CCBill

Adult Content

A veteran high-risk payment processor established in 1998, specializing in adult entertainment, subscription-based content, and live streaming businesses. CCBill handles age verification, subscription billing automation, and compliance for industries that most processors won't touch. The go-to provider for adult content creators and platforms needing reliable payment acceptance.

PayKings

High-Risk Merchants

A high-risk payment processor specializing in industries often declined by traditional providers, including CBD, nutraceuticals, telemarketing, and subscription services. PayKings helps businesses in challenging verticals obtain merchant accounts and provides ongoing support for managing chargebacks and compliance requirements.

PaymentCloud

High Approval Rates

A high-risk merchant account provider focused on securing approvals for businesses with challenging credit profiles or in high-risk industries. PaymentCloud serves credit repair, travel, e-commerce, and other high-chargeback verticals with dedicated account management and chargeback mitigation strategies.

Durango Merchant Services

Offshore Options

A high-risk payment specialist offering both domestic US and offshore processing options for challenging merchant categories. Durango serves nutraceuticals, credit repair, tech support, and other industries that require flexible processing solutions, including offshore accounts for businesses that can't obtain US merchant accounts.

Segpay

Adult Streaming

A high-risk payment processor specializing in adult entertainment, dating sites, gaming, and subscription-based content platforms. Segpay provides compliant billing solutions with built-in age verification and subscription management tools, serving creators and platforms in verticals that require specialized payment expertise.

Paybotic

Cannabis Payments

Premier cannabis payment processor. 10+ years specializing in legal marijuana businesses. Services: ACH, debit processing, cannabis payment processing, gift card programs, merchant cash advance, cannabis banking. Compliant banking solutions for dispensaries, delivery services, CBD & hemp businesses.

Xsolla

Game Monetization

A comprehensive gaming commerce platform that acts as a merchant of record, handling payments, taxes, fraud prevention, and compliance for game developers. Xsolla supports over 700 payment methods globally and offers a significantly lower commission than traditional platform stores. The go-to payment solution for indie and mid-sized game studios wanting to sell directly to players.

AdvCash (now Volet.com)

Multi-Currency E-wallet

A multi-currency e-wallet platform (now rebranded as Volet.com) serving users and merchants in regions where traditional banking access may be limited. AdvCash offers e-wallets, virtual and physical cards, cryptocurrency support, and mass payout capabilities. Often used by high-risk merchants and for international transfers in emerging markets.

Paxum

Adult Industry

An international e-wallet platform primarily serving the adult entertainment industry and other high-risk merchants. Paxum offers e-wallets, prepaid cards, wire transfers, and cryptocurrency support in markets where traditional payment options are limited. A trusted payout solution for content creators in adult verticals.

AstroPay

Emerging Market Wallet

A global digital wallet and prepaid card solution focused on emerging markets in Latin America, Africa, and Asia. AstroPay enables users in regions with limited banking access to make international purchases and merchants to accept payments from these markets. Popular among gaming and betting platforms for deposits from high-risk regions.

Paymentwall

Gaming & digital

A global payment platform specializing in video games and digital content, reaching over 200 countries with 150+ payment methods. Paymentwall offers fraud prevention, KYC verification, and chargeback resolution, ideal for gaming and digital businesses.

Skrill

Gaming & Forex

A digital wallet service with a strong presence in the online gaming and forex trading industries. Part of the Paysafe Group, Skrill enables fast deposits and withdrawals in 135+ countries with support for 95+ currencies. Popular among users who value privacy and instant transfers for gaming platforms, trading sites, and international money transfers.

NETELLER

Trading & Gaming

A digital wallet tailored for online trading platforms, gaming sites, and international money transfers. Like its sister company Skrill, NETELLER is part of the Paysafe Group and operates in 200+ countries with a prepaid Mastercard option. Popular among forex traders and online gamers who need quick, reliable deposits and withdrawals.