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Active: High Risk United States Clear all
Host Merchant Services logo

Host Merchant Services

Online businesses

gaming +2
Fees
Custom
Settlement
Next business day
Enterprise
Recurring
Sandbox
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Nexpay logo

Nexpay

Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.

baas +2
Fees
Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Settlement
Varies
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Segpay logo

Segpay

Adult Streaming

high risk
Fees
4-15% (high-risk)
Settlement
7 business days
High Risk
Instant
Recurring
Sandbox
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PaymentCloud logo

PaymentCloud

High Approval Rates

high risk
Fees
~3-7%
Settlement
1–3 business days
High Risk
Startup
Sandbox
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Paxum logo

Paxum

Adult Industry

high risk
Fees
~2-5%
Settlement
1–3 business days
Crypto
High Risk
Instant
Sandbox
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Dutchie Pay logo

Dutchie Pay

Cannabis dispensary ACH / Pay By Bank payments

high risk
Fees
Custom
Settlement
Next business day
High Risk
Sandbox
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Maxpay logo

Maxpay

European High-Risk Processing

gaming +2
Fees
2.9% + €0.25
Settlement
3–7 business days
High Risk
Sandbox
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Bankful logo

Bankful

High-Risk Multi-Vertical

high risk
Fees
4% - 7% per transaction
Settlement
1–2 business days
Crypto
High Risk
Recurring
Sandbox
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Payscout logo

Payscout

Card-not-present and ecommerce merchants in verticals such as collections (ARM), healthcare, education, enterprise and nonprofit, including managed-risk businesses that need US, EU or international merchant accounts.

traditional +1
Fees
Custom
Settlement
Varies
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CanPay logo

CanPay

Cannabis Debit Payments

high risk
Fees
Custom
Settlement
Instant
High Risk
Instant
Low Fees
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ONE.io logo

ONE.io

Businesses in crypto/Web3, iGaming and other sectors that struggle to get traditional bank accounts, and that want to accept crypto payments settled into fiat business accounts.

crypto +1
Fees
Custom
Settlement
Next business day
View provider
Flowhub logo

Flowhub

Cannabis POS & Payments

high risk
Fees
Custom
Settlement
Varies
Enterprise
High Risk
View provider
HighRiskPay logo

HighRiskPay

US High-Risk Merchants

high risk
Fees
1.79% - 2.95% + $0.25 per transaction + $9.95 monthly (varies by industry and credit profile)
Settlement
Varies
High Risk
View provider
PayDiverse logo

PayDiverse

Offshore High-Risk Processing

high risk
Fees
Custom
Settlement
2 business days
High Risk
View provider
Paybotic logo

Paybotic

Cannabis dispensaries and retailers

high risk
Fees
Setup fees and monthly retainers; 2-3% per transaction
Settlement
Varies
High Risk
View provider
Instabill logo

Instabill

Cannabis and high-risk merchant categories

high risk
Fees
2.5-3.5% for high-risk categories
Settlement
Varies
High Risk
View provider
Verotel logo

Verotel

Adult Content Payments

high risk
Fees
3.9% - 15% depending on risk level
Settlement
Varies
High Risk
Recurring
Sandbox
View provider
Hypur logo

Hypur

Cannabis Compliant Banking

high risk
Fees
Custom
Settlement
Varies
High Risk
View provider
KindTap logo

KindTap

Cannabis Credit Payments

high risk
Fees
Custom
Settlement
Varies
High Risk
View provider
SoarPay logo

SoarPay

Medium-Risk Merchants

high risk
Fees
Custom
Settlement
Varies
High Risk
View provider
Vector Payments logo

Vector Payments

Firearms Industry Payments

high risk +1
Fees
Custom
Settlement
Varies
High Risk
View provider
Safe Harbor Financial logo

Safe Harbor Financial

Cannabis Financial Services

high risk
Fees
Custom
Settlement
Varies
High Risk
View provider
PayQwick logo

PayQwick

Cannabis Banking Platform

high risk
Fees
Custom
Settlement
Varies
High Risk
View provider