Cross-border businesses, and fintechs, marketplaces, payroll and EOR providers that need multi-currency accounts, collections, payouts and FX through a dashboard or API.

baas +2

Fees

Business Account: $0 to open, no monthly fees, no minimum balance, unlimited free user seats. Local collections: free (most currencies). SWIFT collections: free (45+ currencies). Local payouts: from $0 (selected rails include free allowances). SWIFT payouts: US$5 (195+ countries). FX: 0.07% (7 bps) on major currency pairs (launch pricing); minor and exotic pairs: competitive. Treasury and Embedded: custom, combining subscription and usage fees.

Settlement

Varies

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Newrails

Fintechs, PSPs, crypto/Web3 platforms and international businesses that need regulated euro IBAN accounts, direct SEPA access and a euro stablecoin rail via one API.

baas +2

Fees

Indicative standard rates (Standard Due Diligence; final price set on application). Monthly fee: Starter €0, Growth €12.99, Scale €35, Non-EU custom pricing. Account opening and application review: €0 on EU plans. EUR local inbound: €0. EUR local outbound per transfer: €1.00 (Starter), €0.50 (Growth), €0.25 (Scale), from 0.05% (Non-EU). EUR international outbound (SHA): 0.45% min €25 / max €125 (Starter), 0.35% min €22 / max €100 (Growth), 0.25% min €20 / max €75 (Scale), 0.40% min €25 / max €125 (Non-EU). EUR international outbound (OUR): 0.45% min €40 / max €150, 0.35% min €35 / max €135, 0.25% min €30 / max €125, 0.40% min €40 / max €150. Crypto-related transaction surcharge: 0.45% min €25, 0.35% min €22, 0.25% min €20, 0.40% min €25. EURW mint/redeem: €0. EURW deposit/withdraw: 1.0000 EURW (EU plans), from 0.05% (Non-EU). EURW ↔ USDC swap: 0.3000 / swap (Non-EU). Transfers to other Newrails users €0. High-risk businesses (Enhanced Due Diligence): pricing quoted per client.

Settlement

Instant to 10 business days

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Gastelum Payments

Businesses that accept cards and send payouts across North America, Latin America and Europe and want acquiring, multi-PSP routing and FX payouts through one integration.

traditional +1

Fees

Standard: 2.4% + $0.25 / txn; Scale: 1.9% + $0.20 / txn; Enterprise: Custom. Transparent interchange-plus rates with no setup fees.

Settlement

Standard settlement is next business day. Scale and Enterprise customers can access same-day and real-time settlement in supported corridors.

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Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

i2c

Global Card Issuing & Processing

Solidgate

Online businesses selling globally, such as subscription, SaaS, cross-border e-commerce, marketplace and digital businesses, that want to run several PSPs through one integration.

Nodu

Fintechs, PSPs, marketplaces, payroll/B2B platforms, banks and crypto exchanges that need cross-border pay-ins, payouts and fiat–stablecoin conversion through one API.

< 60 s payout settlement

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SUNRATE

Cross-border B2B traders, e-commerce sellers, travel companies and platforms that need multi-currency collection, global payouts, cards and FX

NMI

Payment aggregators and ISV partners

Feedzai

AI Financial Crime Prevention

Payall

Emerging Market Cross-Border Payments

Schuman Financial

Businesses that want to mint, redeem and move euros on-chain via a MiCA-compliant euro stablecoin, plus SEPA/SWIFT named-account payments and USD/EUR stablecoin FX.

Featurespace

Behavioral Fraud Analytics

Due

Businesses, fintechs and crypto/Web3 platforms that need multi-currency accounts, stablecoin settlement and cross-border collections or payouts, including through an API.

Redbanx

Businesses, financial institutions, payment service providers, insurers and family offices that need multi-currency accounts, FX and cross-border payouts through an API.

sciopay

FX brokers, FX start-ups and other introducers that want to offer cross-border payments and currency exchange to their own clients under their own brand without building the technology.

Onyx CenterSource

Hotels, hotel groups, cruise lines and travel agencies that need to issue, receive and reconcile travel commission and affiliate (B2B) payments across many partners and currencies.

AMC Banking

Companies running Microsoft Dynamics 365 Business Central or Finance & Operations that want to automate payments, bank statements and reconciliation across multiple banks.

FIFA Clearing House

Football clubs that pay or receive FIFA training rewards (training compensation and solidarity contribution) from player transfers and first professional registrations; it is not a general merchant payment provider.

Payment out to the training club(s), immediately distributed once the funds from the new club have been received by the FCH

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