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P

Payward

baas +1
Fees
Custom
Settlement
Varies
Crypto
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Tink logo

Tink

European Open Banking

infrastructure +1
Fees
Custom
Settlement
Same day
Enterprise
Sandbox
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Debit Success logo

Debit Success

ANZ Recurring Direct Debit Billing

traditional
Fees
Per-debit
Settlement
Same day
Enterprise
Recurring
Sandbox
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S

Scotiabank

regional +1
Fees
Custom
Settlement
Varies
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T

Travelex

regional +1
Fees
Custom
Settlement
Varies
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Onramper logo

Onramper

Crypto Ramp Aggregation

crypto
Fees
Custom
Settlement
Near-instant
Crypto
High Risk
Sandbox
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Paxos logo

Paxos

Regulated Crypto Infrastructure

crypto
Fees
Custom
Settlement
Same day
Crypto
Enterprise
High Risk
Sandbox
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I

ING

traditional
Fees
Custom
Settlement
Varies
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IXOPAY logo

IXOPAY

White-Label Payment Orchestration

traditional
Fees
Custom
Settlement
1–3 business days
Crypto
Enterprise
Sandbox
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Transferra logo

Transferra

Internationally operating businesses (including non-UK residents) that need a UK-regulated multi-currency IBAN account for cross-border SEPA, SWIFT, Faster Payments and ACH transfers.

baas
Fees
Starter (Local Businesses): €49/Monthly, Monthly Turnover Up to €50,000, Standard Onboarding Fee Free; Global (International Business): €149/Monthly, Monthly Turnover Up to €300,000, Standard Onboarding Fee €499; Specialised (Holdings & Corporate Groups): From €399/Monthly, Monthly Turnover Unlimited, Standard Onboarding Fee From €999. FX: Exchange at Interbank + 0.5%.
Settlement
Varies
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MultiPass logo

MultiPass

Companies, not individuals, that need multi-currency GB/UAE IBAN accounts, FX, mass payouts and API access for international supplier and partner payments.

baas
Fees
Dedicated Relationship Manager: Free; Online banking: Free; Additional IBANs and currencies: Free. Account opening and due diligence: from £500; Priority onboarding (additional fee): £500; Additional user: £100; Annual due diligence: from £100. Monthly maintenance fee: from £100; Minimum balance: from 3 monthly fees; Account closure fee: from 3 monthly fees. Payments (incoming / outgoing): Local EU (SEPA / SEPA Instant) €2 / from 0.10% (min €10); Local UK (Faster Payments) Free / £1; Local UK (BACS / CHAPS) £20 / £20; Local US (ACH) from 0.15% (min $10) / from 0.15% (min $10); Local US (Fedwire) from 0.10% (min $25) / from 0.10% (min $25); International (SWIFT) £20 / €25 / $30 / £40 / €50 / $60; Between MultiPass users Free / Free. Quote serves as a guide; actual costs depend on industry, payment volumes and other factors.
Settlement
Varies
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T

Tawakal Express

regional +1
Fees
Custom
Settlement
Varies
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WooCommerce Payments logo

WooCommerce Payments

WordPress E-Commerce Payments

traditional
Fees
2.9%–3.4% + $0.3
Settlement
2–7 business days
Startup
Sandbox
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C

CURO Payments

regional +1
Fees
Custom
Settlement
Varies
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Edenred logo

Edenred

Employee Benefit Payments

traditional
Fees
Custom
Settlement
Varies
Enterprise
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PaynoPain logo

PaynoPain

SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.

traditional
Fees
Custom
Settlement
Varies
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Mondu logo

Mondu

B2B sellers (webshops, marketplaces and multichannel sellers) that want to offer business buyers invoice payment terms or installments without taking on credit risk.

traditional +1
Fees
Mondu’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.
Settlement
Varies
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Yapily logo

Yapily

European Open Banking API

infrastructure
Fees
Per-API-call pricing
Settlement
Instant
Enterprise
Low Fees
Sandbox
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Finmo logo

Finmo

Cross-border businesses, and fintechs, marketplaces, payroll and EOR providers that need multi-currency accounts, collections, payouts and FX through a dashboard or API.

baas +2
Fees
Business Account: $0 to open, no monthly fees, no minimum balance, unlimited free user seats. Local collections: free (most currencies). SWIFT collections: free (45+ currencies). Local payouts: from $0 (selected rails include free allowances). SWIFT payouts: US$5 (195+ countries). FX: 0.07% (7 bps) on major currency pairs (launch pricing); minor and exotic pairs: competitive. Treasury and Embedded: custom, combining subscription and usage fees.
Settlement
Varies
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Payset logo

Payset

SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.

traditional
Fees
Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free
Settlement
Varies
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Telleroo logo

Telleroo

UK businesses, multi-entity groups and accounting, bookkeeping and payroll firms that need to send bulk supplier and payroll payments synced from their accounting or payroll software.

baas +1
Fees
Businesses: Essential £49/month (100 payments, +£1.20 per extra payment); Teams £129/month (250 payments, +£0.89 per extra payment, £15,000 of fee-free international payments); Pro £249/month (500 payments, +£0.42 per extra payment, £35,000 of fee-free international payments). International payments fee from 0.42%. Accountants: Lite Free (10 payments); Starter £26/month (100 payments, +£0.89 per extra payment); Growth £84/month (+£0.79 per extra payment). No setup fees. No lock-in contracts. A charge is payable for any top-up into your Telleroo account via CHAPS.
Settlement
Near-instant
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Request Finance logo

Request Finance

Crypto invoicing

crypto
Fees
$99+/month
Settlement
Instant
Crypto
High Risk
Low Fees
Sandbox
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Ecospend logo

Ecospend

UK Open Banking Payments

traditional
Fees
Per-transaction
Settlement
Varies
Enterprise
Low Fees
Sandbox
View provider
Railsbank logo

Railsbank

Global BaaS Platform

baas +1
Fees
Custom
Settlement
1–2 business days
Startup
Sandbox
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