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Stripe

Stripe

SaaS & Developers

VS

Checkout.com

Global Performance

Checkout.com
Fees from
1.5%–3.15% + 1.8 SEK vs 2.3-2.9% + $0.30 (typical)
Features

4 shared

2 unique to Stripe
Regions

7 shared

1 unique to Checkout.com
Pay methods

11 shared

9 unique to Stripe · 24 unique to Checkout.com

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Show full specs
6 features · 44 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2012
Headquarters
South San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 20)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Kakaopay Unique
—
✓
Klarna
✓
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal
✓
✓
Przelewy24 Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Swish Unique
—
✓
Twint Unique
—
✓
Unionpay Unique
✓
—
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Stripe

Checkout.com is best when you...

Global Performance
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Checkout.com

Frequently Asked Questions

What is the difference between Stripe and Checkout.com?
They share 11 payment methods and 7 regions. Stripe adds Affirm, Afterpay, Bank Transfer and 6 more that Checkout.com does not list; Checkout.com adds Alipay, Bancontact, Cartes Bancaires and 21 more that Stripe does not list; Checkout.com also covers Southeast Asia; only Stripe offers Crypto Support, Startup Friendly.
Which is cheaper, Stripe or Checkout.com?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Checkout.com?
Stripe lists 7 regions and 20 payment methods; Checkout.com lists 8 and 35. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Checkout.com in 1–3 business days.

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