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Stripe

Stripe

SaaS & Developers

VS

Modulr

UK Payment Automation

Modulr
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 3 unique to Modulr

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6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Modulr Modulr
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
Same day
Founded
2010
2015
Headquarters
South San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Faster Payments Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Modulr
Need Instant Payout
Not available with Modulr
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Modulr doesn't cover these regions
View Stripe

Modulr is best when you...

UK Payment Automation
View Modulr

Frequently Asked Questions

What is the difference between Stripe and Modulr?
They share 1 payment method and 1 region. Stripe adds ACH, Affirm, Afterpay and 16 more that Modulr does not list; Modulr adds Direct Debit, Faster Payments, Wire Transfer that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Modulr?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Modulr has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Modulr?
Stripe lists 7 regions and 20 payment methods; Modulr lists 1 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Modulr compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Modulr in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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