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Stripe

Stripe

SaaS & Developers

VS

Mastercard Send

Real-Time Disbursements to Mastercards

Mastercard Send
Fees from
2.9% + $0.30 vs Per-transaction
Features

2 shared

4 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

6 shared

14 unique to Stripe · 3 unique to Mastercard Send
On settlement

Stripe settles in 2–4 business days; Mastercard Send settles in Instant. Verify directly with each provider before signing.

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Show full specs
6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Mastercard Send Mastercard Send
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Per-transaction
Settlement
Time to receive funds
2–4 business days
Instant
Founded
2010
2016
Headquarters
South San Francisco, California
Purchase, New York
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Mastercard Send
Need Instant Sandbox
Not available with Mastercard Send
Want coverage in Latin America, Oceania
Mastercard Send doesn't cover these regions
View Stripe

Mastercard Send is best when you...

Real-Time Disbursements to Mastercards
View Mastercard Send

Frequently Asked Questions

What is the difference between Stripe and Mastercard Send?
Stripe is best for SaaS & Developers, while Mastercard Send is best for Real-Time Disbursements to Mastercards. Stripe charges 2.9% + $0.30 and Mastercard Send charges Per-transaction. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Mastercard Send?
Stripe charges 2.9% + $0.30 while Mastercard Send charges Per-transaction. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Mastercard Send together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Mastercard Send can complement each other.
How do Stripe and Mastercard Send differ in their focus?
Stripe is focused on SaaS & Developers, while Mastercard Send focuses on Real-Time Disbursements to Mastercards. They serve different market segments with different strengths.

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