Stripe

Stripe

SaaS & Developers

VS

Mastercard Send

Real-Time Disbursements to Mastercards

Mastercard Send
Fees from
1.5%–3.15% + 1.8 SEK vs Per-transaction
Features

2 shared

4 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

6 shared

14 unique to Stripe · 3 unique to Mastercard Send

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Show full specs
6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Mastercard Send Mastercard Send
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Per-transaction
Settlement
Time to receive funds
2–4 business days
Instant
Founded
2010
2016
Headquarters
South San Francisco, California
Purchase, New York
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Mastercard Send
Need Instant Sandbox
Not available with Mastercard Send
Want coverage in Latin America, Oceania
Mastercard Send doesn't cover these regions
View Stripe

Mastercard Send is best when you...

Real-Time Disbursements to Mastercards
View Mastercard Send

Frequently Asked Questions

What is the difference between Stripe and Mastercard Send?
They share 6 payment methods and 5 regions. Stripe adds ACH, Affirm, Afterpay and 11 more that Mastercard Send does not list; Mastercard Send adds Alipay, Samsung Pay, WeChat Pay that Stripe does not list; Stripe also covers Latin America, Oceania; only Stripe offers Crypto Support, Instant Sandbox and 2 more.
Which is cheaper, Stripe or Mastercard Send?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Mastercard Send has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Mastercard Send?
Stripe lists 7 regions and 20 payment methods; Mastercard Send lists 5 and 9. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Mastercard Send compare on integration and settlement?
Stripe offers a sandbox, Mastercard Send does not list one; both support webhooks; Stripe settles in 2–4 business days, Mastercard Send in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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