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TrueLayer logo

TrueLayer

Open Banking Payments

A leading European open banking payments platform specializing in pay-by-bank and instant payouts. TrueLayer handles a significant portion of UK pay-by-bank transactions with high conversion rates, offering a direct bank payment alternative to cards. Well-suited for e-commerce, gaming, and financial services businesses looking to reduce payment costs.

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Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
TrueLayer

0.1-0.5%

Stripe

2.9% + $0.30

Category
TrueLayertraditional
Stripetraditional
Available Regions
TrueLayer
Europe
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
TrueLayer
✓
Instant Payments
✓
Startup Friendly
Stripe
✓
Instant Payments
✓
Instant Sandbox
✓
Recurring Payments
✓
Startup Friendly
SDKs & Libraries
TrueLayer

5 Available

Stripe

11 Available

Payment Methods
TrueLayer

5 Supported

Stripe

18 Supported

Common Ground

Shared Regions

Europe

Shared Features

Instant PaymentsStartup Friendly

View TrueLayer Details

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View Stripe Details

See full features, payment methods, and more