eCheck
20 payment providers accepting eCheck.
Most of the first 20 concentrate in North America, Europe, Global.
20 providers
PayKings
High-Risk Merchants
Fees
Interchange + 0.8%–1.1% + $0.25
Settlement
Same day
Enterprise
High Risk
Instant
Sandbox
Claimed View provider
FiChecks
Fees
Custom
Settlement
Instant
Enterprise
Instant
Low Fees
Sandbox
Claimed View provider
Authorize.Net
Advanced Fraud Detection
Fees
$25/month + 2.9% + $0.30
Settlement
2–3 business days
Enterprise
High Risk
Recurring
Sandbox
View provider
Midnight Payments
High risk merchant accounts for US businesses, including peptides, nutraceuticals, CBD, vape, firearms, telehealth and subscriptions
Fees
Custom
Settlement
Next business day
High Risk
Low Fees
Recurring Billing
Claimed View provider
Host Merchant Services
Online businesses
Fees
Custom
Settlement
Next business day
Enterprise
Recurring
Sandbox
View provider
Forte Payment Systems
Property & Utility Payments
Fees
Custom
Settlement
1–2 business days
Enterprise
Recurring
Sandbox
View provider
Clio Payments
Law firm billing with IOLTA trust-accounting compliance
Fees
2.95% for standard cards, 3.75% Amex; 1% eCheck/ACH
Settlement
Next business day
Recurring
View provider
PaymentCloud
High Approval Rates
Fees
~3-7%
Settlement
1–3 business days
High Risk
Startup
Sandbox
View provider
Benefit
Bahraini Payment Network
Fees
Per-transaction
Settlement
Next business day
Enterprise
Instant
Low Fees
Sandbox
View provider
AffiniPay (8am)
Professional services
Fees
2.95% + $0.30
Settlement
1–2 business days
Enterprise
Recurring
Sandbox
View provider
Buildium
Residential Rent Payments
Fees
Subscription from $62/mo + ACH $2.35 in / $0.99 out; credit cards 2.99%
Settlement
1–2 business days
Enterprise
Recurring
Sandbox
View provider
AppFolio
Property Management Payments
Fees
$1 per eCheck; 1.75% for Instant Pay
Settlement
1–2 business days
Enterprise
Recurring
Sandbox
View provider
Paystand
B2B Zero-Fee Payments
Fees
Custom
Settlement
1–3 business days
Enterprise
Low Fees
Sandbox
View provider
PaySimple
Service Business Payments
Fees
2.49% per transaction
Settlement
1–2 business days
Recurring
Startup
Sandbox
View provider
Headnote
Law Firm Payments
Fees
1.9% for eCheck (1-day settlement); 2.9% for credit card
Settlement
Next business day
Startup
View provider
LawPay
Legal Payment Processing
Fees
From 2.95% per transaction
Settlement
1–2 business days
Recurring
Sandbox
View provider
LexCharge
Law Firm Credit Cards
Fees
2.85% + $0.30
Settlement
Varies
Recurring
View provider
PayDiverse
Offshore High-Risk Processing
Fees
Custom
Settlement
2 business days
High Risk
View provider
Paybotic
Cannabis dispensaries and retailers
Fees
Setup fees and monthly retainers; 2-3% per transaction
Settlement
Varies
High Risk
View provider
MyCase Payments
Small Law Firm Payments
Fees
2.9% + $0.30
Settlement
1–3 business days
Startup
View provider