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infrastructure

BANKSapi

BANKSapi is a BaFin-authorised payment institution in Germany. It offers a single API that connects to over 3,000 banks for account data and SEPA payments. Its PAY/Connect product provides Pay by Bank: account-to-account payments built on SEPA instant transfers, for online shops or the point of sale. It also sells data analytics, banking widgets and PSD2 licence-as-a-service for companies that do not hold their own licence.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
365 business days
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with BANKSapi before signing. Visit Website is an external link; we may earn a commission.

BANKSapi overview

Best for

Fintechs, e-commerce, ERP/accounting, lending and insurance businesses that need API access to bank account data or want to accept account-to-account Pay by Bank payments online or at the POS.

BANKSapi pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

BANKSapi settlement & payouts

Payouts

Settlement time
365 business days
Settlement currencies
Not collected yet

BANKSapi API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

BANKSapi coverage & payment methods

Supported countries

1 country
DE

Payment methods

Open BankingSepaSepa Instant

BANKSapi licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

BANKSapi Technology GmbH

Germany

Licenses

Payment Institution DE

Authorised Payment Institution (DE)

Federal Financial Supervisory Authority (Germany)

License numbers & register records

1 license number · 1 register record on file for BANKSapi, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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