KIR
Krajowa Izba Rozliczeniowa (KIR) runs key parts of Poland's payment system infrastructure, including the Elixir interbank clearing systems. KIR holds a national payment institution licence from the KNF (IP51/2021). Under that licence it offers KIRPay, a payment initiation service that moves money directly from the payer's bank account to the payee's. For merchants, it offers Paybynet, which lets e-shops take payments straight from a customer's bank account, and Qlips, which delivers bills and invoices to customers through their mobile and online banking.
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KIR overview
Online shops and billers that want customers to pay by bank transfer straight from their bank account to the merchant's account, without the money passing through an intermediary.
KIR pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
KIR settlement & payouts
Payouts
KIR API & integration
API Profile
KIR coverage & payment methods
Supported countries
Payment methods
KIR licensing & compliance
Legal & Compliance
Krajowa Izba Rozliczeniowa Spółka Akcyjna
Poland
Licenses
Authorised Payment Institution (PL)
Polish Financial Supervision Authority
License numbers & register records
1 license number · 1 register record on file for KIR, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
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