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infrastructure

Linxo

Linxo is a French open banking provider that offers businesses payment initiation, in which payers approve a bank transfer in their own banking app with no card and no IBAN entry. Its Payments line covers one-off transfers ("Virement simplifié") and payment schedules for one or several instalments. Merchants can use it through an API, a dashboard that sends payment links and QR codes, or PrestaShop and WooCommerce modules. Linxo also offers bank account aggregation and financial data services, as well as a consumer budgeting app.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
1 country
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Linxo before signing. Visit Website is an external link; we may earn a commission.

Linxo overview

Best for

Businesses such as e-commerce sites, debt collectors, car dealers and travel sellers that want to take high-value payments as bank transfers started through open banking (pay by bank), not by card.

Linxo pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Linxo settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Linxo yet. Confirm payout timing and currencies directly with Linxo before signing.

Linxo API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Linxo coverage & payment methods

Supported countries

1 country
FR

Payment methods

Bank TransferOpen Banking

Linxo licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

LINXO

France

Licenses

Payment Institution FR

Authorised Payment Institution (FR)

Autorité de contrôle prudentiel et de résolution (France)

License numbers & register records

1 license number · 1 register record on file for Linxo, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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