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crypto

Merits Pay

Merits Pay provides stablecoin on-ramp and off-ramp infrastructure for businesses: it collects fiat through local payment rails, converts it to stablecoins, and pays out in local fiat or digital assets. Settlement runs on Ethereum (USDC and USDT) and Tron (USDT). Merits Pay Inc. is incorporated in Colorado, USA. It is registered as an MSB with FinCEN and as a Foreign MSB with FINTRAC.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
Receive funds and pay out instantly.
Coverage
—
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Merits Pay before signing. Visit Website is an external link; we may earn a commission.

Merits Pay overview

Best for

Businesses such as e-commerce marketplaces, logistics firms, freelance platforms and media agencies that need to move money across borders between fiat and stablecoins and pay out in local currency.

Merits Pay pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Merits Pay settlement & payouts

Payouts

Settlement time
Receive funds and pay out instantly.
Settlement currencies
Not collected yet

Merits Pay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Merits Pay coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

UsdcUsdt

Merits Pay licensing & compliance

Legal & Compliance

No public certifications listed. Check back as this provider's legal and regulatory profile is researched.

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