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infrastructure

Paytop

Paytop (PAYTOP SAS, Paris) provides a white-label money transfer platform that lets businesses offer remittances under their own brand. Senders can pay by credit/debit card, bank transfer or open banking, and recipients can receive funds by bank transfer, cash pickup, mobile wallet or ATM. Paytop handles KYC, AML and optionally customer care, and offers a modular API suite. It is licensed as a payment institution by the ACPR and registered as a crypto-asset service provider by the AMF.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
2 countries
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Paytop before signing. Visit Website is an external link; we may earn a commission.

Paytop overview

Best for

Businesses that want to launch their own branded money-transfer (remittance) service in Europe without holding their own payment licence.

Paytop pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Paytop settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Paytop yet. Confirm payout timing and currencies directly with Paytop before signing.

Paytop API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Paytop coverage & payment methods

Supported countries

2 countries
EEAGB

Payment methods

Bank TransferCredit CardDebit CardMastercardOpen BankingVisa

Paytop licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

PAYTOP SAS

France

LEI 969500VA4A8CRCS2N988

Licenses

License FR

MiCA Crypto-Asset Service Provider (FR)

European Securities and Markets Authority — MiCA register (EU)

License numbers & register records

1 license number · 1 register record on file for Paytop, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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