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infrastructure

Qwist

Qwist is a German open finance provider with three product groups. Connect gives API access to bank account and payment data. Assess adds data enrichment, income verification and risk insights. Activate covers account and portfolio switching, account verification and Pay by Bank. Pay by Bank lets a business's end users start a SEPA Credit Transfer straight from their bank account, and businesses without their own licence can use it.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
5 countries
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Qwist before signing. Visit Website is an external link; we may earn a commission.

Qwist overview

Best for

Banks, lenders, payment companies, fintechs and e-commerce businesses, including ones without a licence, that need API access to bank-account data, income and risk checks, account switching or SEPA pay-by-bank initiation.

Qwist pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Qwist settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Qwist yet. Confirm payout timing and currencies directly with Qwist before signing.

Qwist API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Qwist coverage & payment methods

Supported countries

5 countries
ATCHDEESPT

Payment methods

Open BankingSepa

Qwist licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Qwist GmbH

Germany

Licenses

Payment Institution DE

Authorised Payment Institution (DE)

Federal Financial Supervisory Authority (Germany)

License numbers & register records

1 license number · 1 register record on file for Qwist, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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