reflow logo
infrastructure

reflow

reflow (Reflow Zone Limited) runs an open banking platform with an API that connects to banks. It has three products: FlowPay for direct bank payments, BankFlow for user-permissioned bank account data and transaction history, and FlowVerify for checking account balances, income and employer details. Businesses can build these services into their own tools, apps and websites.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
1 country
Payment methods
4
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with reflow before signing. Visit Website is an external link; we may earn a commission.

reflow overview

Best for

Businesses and developers that want to build open banking bank payments, bank data access or account and income verification into their own apps and websites.

reflow pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

reflow settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for reflow yet. Confirm payout timing and currencies directly with reflow before signing.

reflow API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

reflow coverage & payment methods

Supported countries

1 country
GB

Payment methods

Bank TransferOpen BankingPayment LinkQr Code

reflow licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Reflow Zone Limited

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

1 license number · 1 register record on file for reflow, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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