Smart Fintech
Smart Fintech is a Bucharest-based open banking provider authorised by the National Bank of Romania. Its SmartPay product lets businesses collect account-to-account payments by open banking initiation via online checkout, invoice payment links/QR codes, mobile apps, email/SMS and chat, and also lets businesses initiate bulk payments from their financial software. Its Smart Accounts product is an API that delivers bank balances and transactions in a standardised format for reconciliation and treasury management. The company says it covers the top 13 Romanian banks.
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Smart Fintech overview
Romanian businesses and software platforms (invoicing, ERP, eCommerce, lending, utilities, insurance) that want to add open-banking account-to-account payments or bank account data to their own apps.
Smart Fintech pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
Smart Fintech settlement & payouts
Payouts
Smart Fintech API & integration
API Profile
Smart Fintech coverage & payment methods
Supported countries
Payment methods
Smart Fintech licensing & compliance
Legal & Compliance
SMART FINTECH S.R.L.
Romania
Licenses
Authorised Payment Institution (RO)
National Bank of Romania
License numbers & register records
1 license number · 1 register record on file for Smart Fintech, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
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