Best Payment Providers for B2B Payments15 providers compared

BlueSnap

B2B Payments

A payment orchestration platform now part of Payroc, specializing in B2B payments and subscription billing. BlueSnap offers local acquiring in 50 countries with native integrations for popular ERP and e-commerce platforms like NetSuite, BigCommerce, and Zuora. A strong fit for SaaS and B2B companies with global invoicing and subscription needs.

Wise Business

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

Currencycloud

B2B Cross-Border

A Visa-owned B2B cross-border payment platform serving banks, fintechs, and FX brokers. Currencycloud provides APIs for collecting, converting, and paying out in 36 currencies across 180+ countries with fast settlement times. Built for financial institutions wanting to embed cross-border payment capabilities into their products.

Dwolla

ACH Payments

A US-focused ACH payment API that simplifies bank transfers for platforms and businesses. Dwolla provides programmatic access to ACH, real-time payments, and account verification with straightforward per-transaction pricing. Popular among platforms that need to move money between bank accounts without handling the complexity of direct ACH integration.

Stax

High-volume businesses

A membership-based payment processor offering interchange-plus pricing with a flat monthly fee instead of percentage markups. Stax is designed for high-volume businesses that want to save on processing costs by paying wholesale rates. Includes card processing, ACH, invoicing, and business management tools.

Helcim

Small businesses

A Canadian payment processor known for transparent interchange-plus pricing with no monthly fees or long-term contracts. Helcim serves small businesses in the US and Canada with online payments, POS systems, and invoicing. A good fit for businesses seeking honest, straightforward pricing without hidden costs.

Host Merchant Services

Online businesses

A US payment processor that works with both standard and high-risk merchant categories. Host Merchant Services provides card processing, POS systems, and e-commerce solutions for retail, restaurants, and online businesses with dedicated account support.

Dharma Merchant Services

Socially conscious businesses

A B-Corp certified payment processor committed to ethical business practices and transparent pricing. Dharma offers competitive interchange-plus rates and actively supports nonprofits with special programs. Ideal for socially-conscious businesses that value working with mission-driven partners.

Melio

B2B payments

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

Opayo

UK businesses

A UK payment gateway formerly known as SagePay, now part of Elavon. Opayo provides card processing, digital wallets, and fraud prevention tools specifically designed for UK and Irish businesses. Known for reliable service and integration with popular e-commerce platforms.

SumUp

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

CoinsPaid

Crypto businesses

An Estonia-based cryptocurrency payment provider offering compliant merchant services with full KYB/AML procedures. CoinsPaid provides payment gateway solutions, OTC desk services, and hot wallet management for businesses looking to accept crypto payments securely.

Clip

Mexican businesses

Mexico's leading mobile point-of-sale provider empowering SMEs with affordable card acceptance solutions. Clip offers portable POS terminals and a commerce ecosystem designed for financial inclusion, serving Mexican businesses of all sizes.

Moneris

Canadian businesses

Canada's leading payment processor offering a unified cloud platform for POS systems, payment processing, and inventory management. Moneris serves businesses coast to coast with in-store, online, and mobile payment acceptance through their Total Commerce solution.

Nets Easy

Nordic businesses

A Nordic payment solution now part of Nexi Group, serving as the leading acquirer in Scandinavia by transaction volume. Nets Easy offers in-store and online payment processing with exceptional uptime and support for local Nordic payment methods.