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Paywint logo

Paywint

Businesses looking to simplify payments, manage transactions, and connect with modern payment solutions through one platform.

traditional +2
Fees
Custom
Settlement
Instant
Crypto
Enterprise
Instant
Sandbox
Claimed View provider
FiChecks logo

FiChecks

traditional +1
Fees
Custom
Settlement
Instant
Enterprise
Instant
Low Fees
Sandbox
Claimed View provider
UQPay logo

UQPay

crypto +3
Fees
Custom
Settlement
Next business day
Crypto
High Risk
Instant
Claimed View provider
Griffin logo

Griffin

API-first Bank in the UK with an open sandbox

baas +1
Fees
Pay-per-use pricing; no hidden fees. Scale as you grow.
Settlement
Instant
Enterprise
Instant
Recurring
Sandbox
View provider
Surfboard Payments logo

Surfboard Payments

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.

traditional +2
Fees
Custom
Settlement
Same day
View provider
finAPI logo

finAPI

Businesses and software providers in Europe that want to add account-to-account SEPA transfers, direct debits, instant payments and bank-account data access to online stores or accounting workflows via API.

infrastructure +1
Fees
Payments (Non-e-commerce / Retail / Add-on Payment): Basic licence up to 200 payment orders (monthly flat rate) €50 / €50 + 0.5 % / €20; Basic licence up to 1,000 payment orders (monthly flat rate) €250 / €250 + 0.5 % / €100; from 1,001 to 5,000 payment orders per payment order €0.25 / €0.25 + 0.5 % / €0.10; from 5,001 to 10,000 €0.22 / €0.22 + 0.5 % / €0.10; from 10,001 to 25,000 €0.20 / €0.20 + 0.5 % / €0.10; from 25,001 to 50,000 €0.18 / €0.18 + 0.5 % / €0.10; from 50,001 to 100,000 €0.16 / €0.16 + 0.5 % / €0.10; from 100,001 €0.14 / €0.14 + 0.5 % / €0.10. Conditions for other sectors (e.g. travel, content or gambling) or payment service providers (PSP) on request.
Settlement
Varies
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Tink logo

Tink

European Open Banking

infrastructure +1
Fees
Custom
Settlement
Same day
Enterprise
Sandbox
View provider
Yapily logo

Yapily

European Open Banking API

infrastructure
Fees
Per-API-call pricing
Settlement
Instant
Enterprise
Low Fees
Sandbox
View provider
Finmo logo

Finmo

Cross-border businesses, and fintechs, marketplaces, payroll and EOR providers that need multi-currency accounts, collections, payouts and FX through a dashboard or API.

baas +2
Fees
Business Account: $0 to open, no monthly fees, no minimum balance, unlimited free user seats. Local collections: free (most currencies). SWIFT collections: free (45+ currencies). Local payouts: from $0 (selected rails include free allowances). SWIFT payouts: US$5 (195+ countries). FX: 0.07% (7 bps) on major currency pairs (launch pricing); minor and exotic pairs: competitive. Treasury and Embedded: custom, combining subscription and usage fees.
Settlement
Varies
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PayHQ logo

PayHQ

Businesses that use several payment gateways and want a single integration to route between them, add bank payments (BankPay), and reconcile payments against invoices.

infrastructure +1
Fees
Standard plan from free to 0.5% (first £1,000 free; final price by integration and volume); BankPay open banking marketed as no transaction fees; SMS 5p each; Sage integration +0.1% of turnover; Enterprise by quote
Settlement
Receive funds in seconds, not days.
View provider
Newrails logo

Newrails

Fintechs, PSPs, crypto/Web3 platforms and international businesses that need regulated euro IBAN accounts, direct SEPA access and a euro stablecoin rail via one API.

baas +2
Fees
Indicative standard rates (Standard Due Diligence; final price set on application). Monthly fee: Starter €0, Growth €12.99, Scale €35, Non-EU custom pricing. Account opening and application review: €0 on EU plans. EUR local inbound: €0. EUR local outbound per transfer: €1.00 (Starter), €0.50 (Growth), €0.25 (Scale), from 0.05% (Non-EU). EUR international outbound (SHA): 0.45% min €25 / max €125 (Starter), 0.35% min €22 / max €100 (Growth), 0.25% min €20 / max €75 (Scale), 0.40% min €25 / max €125 (Non-EU). EUR international outbound (OUR): 0.45% min €40 / max €150, 0.35% min €35 / max €135, 0.25% min €30 / max €125, 0.40% min €40 / max €150. Crypto-related transaction surcharge: 0.45% min €25, 0.35% min €22, 0.25% min €20, 0.40% min €25. EURW mint/redeem: €0. EURW deposit/withdraw: 1.0000 EURW (EU plans), from 0.05% (Non-EU). EURW ↔ USDC swap: 0.3000 / swap (Non-EU). Transfers to other Newrails users €0. High-risk businesses (Enhanced Due Diligence): pricing quoted per client.
Settlement
Instant to 10 business days
View provider
TSYS (Global Payments) logo

TSYS (Global Payments)

Enterprise Issuer Processing

infrastructure +1
Fees
Custom
Settlement
Varies
Enterprise
Sandbox
View provider
Orbital logo

Orbital

Businesses that need to accept stablecoin or exotic-currency pay-ins and send cross-border payouts, especially those moving money to and from emerging markets.

crypto +1
Fees
Custom
Settlement
Near-instant
View provider
Enfuce logo

Enfuce

Nordic Card-as-a-Service

baas +1
Fees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
Bridge logo

Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

crypto +2
Fees
Custom
Settlement
Varies
View provider
i2c logo

i2c

Global Card Issuing & Processing

infrastructure +1
Fees
Custom
Settlement
Varies
Enterprise
Sandbox
View provider
Transwap logo

Transwap

Regulated businesses, marketplaces, platforms and corporate treasury teams that need multi-currency accounts, cross-border payouts and local collections across several jurisdictions.

baas +2
Fees
Custom
Settlement
Same day
View provider
Solidgate logo

Solidgate

Online businesses selling globally, such as subscription, SaaS, cross-border e-commerce, marketplace and digital businesses, that want to run several PSPs through one integration.

infrastructure +1
Fees
Custom
Settlement
Varies
View provider
Keel logo

Keel

Fintech companies such as digital payments platforms, trading platforms, money remitters and wallet providers that want to build on API-driven, FCA-authorised infrastructure.

baas +1
Fees
Custom
Settlement
Varies
View provider
Pomelo Group logo

Pomelo Group

Acquirers, banks and fintechs that want a white-label merchant acceptance and onboarding platform, and SMBs taking QR, tap-to-pay and payment-link payments

infrastructure +1
Fees
Custom
Settlement
Same day
View provider
SUNRATE logo

SUNRATE

Cross-border B2B traders, e-commerce sellers, travel companies and platforms that need multi-currency collection, global payouts, cards and FX

traditional +1
Fees
Custom
Settlement
Varies
View provider
Temenos logo

Temenos

Core Banking Software

baas +1
Fees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
NMI logo

NMI

Payment aggregators and ISV partners

infrastructure
Fees
Custom
Settlement
Varies
View provider
Clear Junction logo

Clear Junction

Licensed financial institutions such as banks, EMIs, PSPs, remittance and FX providers and regulated digital-asset firms that need GBP/EUR accounts, virtual IBANs and access to UK/EU payment rails.

baas +2
Fees
Custom
Settlement
Varies
View provider