Businesses and platforms such as PSPs, payroll providers, e-commerce marketplaces, FX/CFD brokers, digital entertainment operators, and crypto exchanges or wallets that need to collect, convert and pay out stablecoins and fiat.

crypto +2

Fees

Custom

Settlement

170 business days

View provider

Surfboard Payments

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.

Noah

Platforms that need API-driven fiat-to-stablecoin pay-ins and automated payouts in local currencies, for example for remittances, payroll, e-commerce marketplaces, crypto wallets and exchanges, or treasury.

Newrails

Fintechs, PSPs, crypto/Web3 platforms and international businesses that need regulated euro IBAN accounts, direct SEPA access and a euro stablecoin rail via one API.

baas +2

Fees

Indicative standard rates (Standard Due Diligence; final price set on application). Monthly fee: Starter €0, Growth €12.99, Scale €35, Non-EU custom pricing. Account opening and application review: €0 on EU plans. EUR local inbound: €0. EUR local outbound per transfer: €1.00 (Starter), €0.50 (Growth), €0.25 (Scale), from 0.05% (Non-EU). EUR international outbound (SHA): 0.45% min €25 / max €125 (Starter), 0.35% min €22 / max €100 (Growth), 0.25% min €20 / max €75 (Scale), 0.40% min €25 / max €125 (Non-EU). EUR international outbound (OUR): 0.45% min €40 / max €150, 0.35% min €35 / max €135, 0.25% min €30 / max €125, 0.40% min €40 / max €150. Crypto-related transaction surcharge: 0.45% min €25, 0.35% min €22, 0.25% min €20, 0.40% min €25. EURW mint/redeem: €0. EURW deposit/withdraw: 1.0000 EURW (EU plans), from 0.05% (Non-EU). EURW ↔ USDC swap: 0.3000 / swap (Non-EU). Transfers to other Newrails users €0. High-risk businesses (Enhanced Due Diligence): pricing quoted per client.

Settlement

Instant to 10 business days

View provider

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.

ArmadilloPay

Program managers, travel-disruption compensation platforms and gig-economy aggregators that want white-labelled cards, IBANs, wallets and payouts in Ireland and the EEA under a regulated e-money licence.

STOKR

Asset managers, fund issuers and financial institutions in the EU that want to issue tokenized securities and handle the crypto/stablecoin payment leg for subscriptions, redemptions and distributions.

Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

i2c

Global Card Issuing & Processing

Solidgate

Online businesses selling globally, such as subscription, SaaS, cross-border e-commerce, marketplace and digital businesses, that want to run several PSPs through one integration.

NMI

Payment aggregators and ISV partners

Pelican AI

Feedzai

AI Financial Crime Prevention

Stabillon

Businesses such as crypto exchanges, PSPs, remittance platforms, banks and Web3 projects that need EU-regulated e-money accounts, fiat payment rails and MiCA-compliant stablecoin (EMT) issuance or settlement.

Payall

Emerging Market Cross-Border Payments

Schuman Financial

Businesses that want to mint, redeem and move euros on-chain via a MiCA-compliant euro stablecoin, plus SEPA/SWIFT named-account payments and USD/EUR stablecoin FX.

Featurespace

Behavioral Fraud Analytics

Due

Businesses, fintechs and crypto/Web3 platforms that need multi-currency accounts, stablecoin settlement and cross-border collections or payouts, including through an API.

Redbanx

Businesses, financial institutions, payment service providers, insurers and family offices that need multi-currency accounts, FX and cross-border payouts through an API.

sciopay

FX brokers, FX start-ups and other introducers that want to offer cross-border payments and currency exchange to their own clients under their own brand without building the technology.

Onyx CenterSource

Hotels, hotel groups, cruise lines and travel agencies that need to issue, receive and reconcile travel commission and affiliate (B2B) payments across many partners and currencies.