French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.

traditional +1

Fees

Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.

Settlement

Varies

View provider

Rapyd

Fintech Infrastructure

Varies by country and payment method

Hyperwallet

Global Payouts

Instant to 5 business days

2Checkout (Verifone)

Digital Goods

traditional

Fees

3.5% + €0.30 to 6% + €0.50

Settlement

Variable by payment method

Recurring

Sandbox

View provider

Flywire

Education & Healthcare Payments

Windcave

NZ merchants

CCAvenue

Multi-currency MENA

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

Deel

Global Payroll & Contractor Payments

traditional

Fees

From $49/contractor/month

Trust Payments

UK merchants

Clover

Retail & restaurants

Nets Easy

Nordic businesses

Klarna

Buy Now Pay Later

Shopify Payments

Shopify Merchants

traditional

Fees

2.4%-2.9% + $0.30 per transaction

Vitesse

Borgun

Icelandic merchants

Paddle

SaaS Billing

traditional

Fees

5% + $0.50 per transaction

Computop

German enterprise

Primex Payments

EU/EEA e-commerce merchants that want card acquiring, local alternative payment methods, multi-currency merchant accounts and payouts through a single integration.

traditional +1

Fees

Monthly fee 30,00 EUR per month; Payment transaction acquiring fee defined in the agreement with the Contracting Partner, depending on the scope of business; Transaction fee 0,01 EUR; Refund fee 3,00% of the transaction amount; Disputed transaction fee 0,50% of the transaction amount; Wire fee 2,00 EUR; Integration fee 1.000,00 EUR one-time; Chargeback fee 3,00% of the Chargeback amount; Chargeback 50,00 EUR per Chargeback incurred. E-money service: Administrative fee for bank transfers 2,00% of the total transaction amount; card payments 3,50% of the total transaction amount; Electronic money redemption fee 1,00% of the total redemption value of electronic money.