Businesses that want dedicated or virtual IBAN accounts with multi-currency transfers together with card acquiring and alternative payment method acceptance on one platform.

traditional +1

Fees

Custom

Settlement

Varies

View provider

Ryft

UK-based marketplaces, platforms and established ecommerce/omnichannel merchants that need split payments, seller onboarding and transaction monetisation (it does not work with pre-revenue startups).

PayMyTuition

Student Tuition Payments

Velocity Trade

Emburse

Enterprise travel & expense management

JustGiving Payments

UK Fundraising Payments

traditional

Fees

1.9% + £0.20 per donation

Salt Edge

European Open Banking

Emirates NBD

ExePay

UK businesses that want card acquiring together with a multi-currency e-money account in GBP, EUR and USD.

traditional

Fees

Account Services (LOCAL / EEA-CH / International clients): Onboarding fee 500 GBP / 750 GBP / 1,000 GBP; Monthly account maintenance fee 150 GBP / 200 GBP / 250 GBP; Incoming Payments free of charge; FPS 1 GBP / 2 GBP / 5 GBP; CHAPS 10 GBP / 20 GBP / 40 GBP; International Payments up to 10 000: 50 / 75 / 100 GBP, from 10'000.01 to 100'000: 75 / 100 / 150 GBP, more than 100'000: 100 / 150 / 200 GBP; Currency Exchange 2%. *all fees are in GBP and/or balance currency equivalent rounded up to tens without decimals. (Acquiring fees not published.)

Settlement

Varies

View provider

SUNRATE

Cross-border B2B traders, e-commerce sellers, travel companies and platforms that need multi-currency collection, global payouts, cards and FX

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

Basis Theory

Developer Tokenization Platform

traditional

Fees

Free tier + usage-based

COLIBRIX

Online businesses such as e-commerce stores, marketplaces, subscription mobile apps, digital goods sellers and financial services firms that need international card acquiring.