P
regional Madrid, Spain
PagoFX
PagoFX was a low-cost international money transfer service backed by Banco Santander (operated by PagoNxt), launched in the UK in April 2020 and later in Spain and Belgium, allowing residents to send money abroad from a mobile app using their debit card with real-time FX rates and no hidden fees. PagoNxt discontinued the PagoFX consumer app on 30 November 2021, integrating the technology into Santander's trade services business.
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Fees from
Standard fee 0.70% to eurozone, Switzerland, Norway, Sweden, Czech Republic; 0.80% to US, Poland, Denmark (service discontinued 30 Nov 2021).
Settlement
—
Coverage
3 countries
Payment methods
3
Dev tools
Sandbox Webhooks
Fees shown are indicative, not a binding quote. Always verify directly with PagoFX before signing.
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