P
regional Madrid, Spain

PagoFX

PagoFX was a low-cost international money transfer service backed by Banco Santander (operated by PagoNxt), launched in the UK in April 2020 and later in Spain and Belgium, allowing residents to send money abroad from a mobile app using their debit card with real-time FX rates and no hidden fees. PagoNxt discontinued the PagoFX consumer app on 30 November 2021, integrating the technology into Santander's trade services business.

Fees from
Standard fee 0.70% to eurozone, Switzerland, Norway, Sweden, Czech Republic; 0.80% to US, Poland, Denmark (service discontinued 30 Nov 2021).
Settlement
—
Coverage
3 countries
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with PagoFX before signing. Visit Website is an external link; we may earn a commission.

PagoFX pricing & fees

Pricing structure

Pricing
Standard fee 0.70% to eurozone, Switzerland, Norway, Sweden, Czech Republic; 0.80% to US, Poland, Denmark (service discontinued 30 Nov 2021).
Your business must be registered in
Not disclosed
Headquarters
Madrid, Spain
Founded
2019

See how PagoFX's fees stack up

Compare pricing side by side with similar providers.

Compare fees

PagoFX settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for PagoFX yet. Confirm payout timing and currencies directly with PagoFX before signing.

PagoFX API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

PagoFX coverage & payment methods

Regions

Europe

Supported countries

3 countries
BEESGB

Payment methods

MastercardSepaVisa

PagoFX licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for PagoFX — free with a PaymentProviders account.

2 legal entities · regulated in 2 jurisdictions

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to PagoFX. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure PagoFX is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.