Card-not-present merchants in the UK and EEA, including higher-risk sectors such as CBD, forex, prop trading, online dating, adult physical goods and prize competitions.

high risk +1

Fees

Custom

Settlement

Varies

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MiFinity

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.

traditional +1

Fees

Deposit fees starting at just 1.8%

Settlement

Payments made through the MiFinity iFrame will be credited to your site instantly

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Papaya Global

Global Workforce Payments

Reach

Cross-Border MoR Payments

i2c

Global Card Issuing & Processing

Outpayce

Airlines, hotels and travel agencies — especially those already using Amadeus systems — that want to orchestrate payment acceptance and supplier payouts through one platform.

Patreon

Creator Membership Payments

traditional

Fees

5-12% platform fee + payment processing

Em@ney

WorldRemit

International Money Transfers

traditional

Fees

From $0.99 per transfer

PayU Turkey

Turkish merchants with international customers

traditional

Fees

2.5% + ₺0.40 for cards; bank transfers 0.8%

IDT Finance

Ria Money Transfer

Global Remittance Network

traditional

Fees

From $0 for some corridors

Settlement

Instant to 4 business days

Instant

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Oropay

Remit Choice

OPAY

Price-conscious Baltic e-commerce businesses

traditional

Fees

0.4-1.2% for bank transfers; 2.1% for cards

PayMyTuition

Student Tuition Payments

Salt Edge

European Open Banking

Basis Theory

Developer Tokenization Platform

traditional

Fees

Free tier + usage-based

TransferGo

European Cross-Border Transfers

traditional

Fees

From €0.99 per transfer

xpate

Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.