xpate
xpate runs a payments and business-account platform that connects to direct SEPA and card acquiring rails. Merchants get card acceptance, local payment methods, payment links, and recurring billing, along with multi-currency accounts and named IBANs. It also handles FX and global, mass, and card payouts. Its EEA entity, xpate SIA, is licensed by Latvijas Banka as an electronic money institution. Group entities are also authorised in the UK (FCA) and Singapore (MAS).
Fees shown are indicative, not a binding quote — always verify with xpate before signing. Visit Website is an external link; we may earn a commission.
xpate overview
Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.
xpate pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
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xpate settlement & payouts
Payouts
We haven't collected settlement details for xpate yet. Confirm payout timing and currencies directly with xpate before signing.
xpate API & integration
API Profile
xpate coverage & payment methods
Supported countries
Payment methods
xpate licensing & compliance
Legal & Compliance
SIA ''xpate"
Latvia
Licenses
Authorised Electronic Money Institution (LV)
Financial and Capital Market Commission (Latvia)
xpate ltd
United Kingdom
Licenses
FCA E-Money Institution (UK)
Financial Conduct Authority (UK)
License numbers & register records
2 license numbers · 2 register records on file for xpate, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
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