Fintechs, PSPs, crypto/Web3 platforms and international businesses that need regulated euro IBAN accounts, direct SEPA access and a euro stablecoin rail via one API.

baas +2

Fees

Indicative standard rates (Standard Due Diligence; final price set on application). Monthly fee: Starter €0, Growth €12.99, Scale €35, Non-EU custom pricing. Account opening and application review: €0 on EU plans. EUR local inbound: €0. EUR local outbound per transfer: €1.00 (Starter), €0.50 (Growth), €0.25 (Scale), from 0.05% (Non-EU). EUR international outbound (SHA): 0.45% min €25 / max €125 (Starter), 0.35% min €22 / max €100 (Growth), 0.25% min €20 / max €75 (Scale), 0.40% min €25 / max €125 (Non-EU). EUR international outbound (OUR): 0.45% min €40 / max €150, 0.35% min €35 / max €135, 0.25% min €30 / max €125, 0.40% min €40 / max €150. Crypto-related transaction surcharge: 0.45% min €25, 0.35% min €22, 0.25% min €20, 0.40% min €25. EURW mint/redeem: €0. EURW deposit/withdraw: 1.0000 EURW (EU plans), from 0.05% (Non-EU). EURW ↔ USDC swap: 0.3000 / swap (Non-EU). Transfers to other Newrails users €0. High-risk businesses (Enhanced Due Diligence): pricing quoted per client.

Settlement

Instant to 10 business days

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Unifiedpost

Corpay

Enterprise cross-border B2B payments, FX risk management, and AP automation

traditional

Fees

0.3-0.8% for B2B transfers; FX markup varies

Discover Global Network

Discover & Diners Club Network

traditional

Fees

Interchange-based (network fees vary by acquirer and region)

Akurateco

White-label payment gateway resellers

DatecsPay

Small and medium-sized businesses in Bulgaria, such as retailers, restaurants, e-shops and unattended or vending operators, that want card acceptance without switching banks.

traditional

Fees

Tiered POS commission by previous month's turnover: up to 511 € – 1.30%; 511 € – 1 534 € – 1.20%; 1 535 € – 3 068 € – 1.10%; 3 069 € – 5 113 € – 1.00%; 5 113 € or more – 0.90% (alternative tier table: 1.40% + 2.56 € monthly fee up to 511 €, down to 1.00% at 5 113 € or more). Annual V-POS/Pay-by-link fee: 51.12 € excl. VAT; V-POS card rates: consumer debit/prepaid 1.20%, consumer credit 1.60%, corporate 2.20%. Monthly terminal fee: 5.11 € excl. VAT, with card-type rates of 0.80%–1.95% + 0.04 €–0.24 €. Corporate and non-EEA cards are charged 1.75% for the POS service. SIM card fee: 2.05 € excl. VAT per month.

Settlement

Next business day

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Castles Technology

Android smart POS terminal manufacturer

Bankoro

Fintechs that want to build account-based products, and businesses with international activity or foreign owners and directors that need a UK multi-currency account and meet the £2 million turnover or balance minimum.

baas

Fees

Account opening fee: individual, typically from £300 for CAT 1 jurisdictions; Monthly fees: individual, typically from £100/month for CAT 1 jurisdictions; Foreign exchange (FX) charges: individual, typically from 0.18%; Outgoing payment charges: individual, typically from £2 and 0.2%; Incoming payment charges: individual, typically from £1 and 0.1%; Account closure fee: 3x monthly fee; Non-compliance with customer profile: individual, typically up to 12x monthly fee; Special requests: individual, typically from £100

Settlement

Varies

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Brite Payments

European Instant Payments

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.

Monerium

Chainalysis

Crypto compliance, sanctions screening, and blockchain investigations

InstaReM

APAC Cross-Border Payments

Instant to 2 business days

Instant

Low Fees

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Paynetics

European Payment Institution

Remitly

International Remittances

HesabPay

Afghan remittances and digital payments

crypto +1

Fees

0.5-2% for transactions

Inpay

Cross-Border Bank Payments

Billhop

LianLian Pay

China Cross-Border Payments

Tremendous

Bulk Incentive Payouts

Interactive Brokers

Investment Account Funding & Transfers

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.