Paynetics logo
baas Sofia, Bulgaria

Paynetics

European e-money institution and payment processor providing card issuing, merchant acquiring, and white-label solutions. Licensed across the EEA for embedded finance.

Fees from
Custom
Settlement
1–2 business days
Coverage
4 countries
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Paynetics before signing. Visit Website is an external link; we may earn a commission.

Paynetics overview

Best for

European Payment Institution

Key features

Enterprise

Paynetics pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed
Headquarters
Sofia, Bulgaria
Founded
2015

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Paynetics settlement & payouts

Payouts

Settlement time
1–2 business days
Settlement currencies
Not collected yet

Paynetics API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

REST-API

Paynetics coverage & payment methods

Regions

Europe

Supported countries

4 countries
BGDEGBNL

Payment methods

Apple PayBank TransferCredit CardDebit CardGoogle PaySepa

Paynetics licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Paynetics UK Limited

United Kingdom

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

Licensed entity · regulatorily responsible

Пейнетикс АД (предишно наименование Кредибул ЕАД)

Bulgaria

Licenses

E-Money Institution BG

Authorised Electronic Money Institution (BG)

Bulgarian National Bank

Corporate structure

Other entities disclosed in the provider's corporate filings or impressum. Ownership relationships are not yet captured — relative role is informational only.

Paynetics AD

United Kingdom

License numbers & register records

2 license numbers · 3 register records on file for Paynetics, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Paynetics. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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