Companies and financial institutions in the EEA or UK that need branded prepaid cards, payroll, loan or benefit payouts, gift cards, or Visa/Mastercard BIN sponsorship.

baas +1

Fees

Custom

Settlement

Varies

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Emburse

Enterprise travel & expense management

JustGiving Payments

UK Fundraising Payments

traditional

Fees

1.9% + £0.20 per donation

Salt Edge

European Open Banking

Emirates NBD

ExePay

UK businesses that want card acquiring together with a multi-currency e-money account in GBP, EUR and USD.

traditional

Fees

Account Services (LOCAL / EEA-CH / International clients): Onboarding fee 500 GBP / 750 GBP / 1,000 GBP; Monthly account maintenance fee 150 GBP / 200 GBP / 250 GBP; Incoming Payments free of charge; FPS 1 GBP / 2 GBP / 5 GBP; CHAPS 10 GBP / 20 GBP / 40 GBP; International Payments up to 10 000: 50 / 75 / 100 GBP, from 10'000.01 to 100'000: 75 / 100 / 150 GBP, more than 100'000: 100 / 150 / 200 GBP; Currency Exchange 2%. *all fees are in GBP and/or balance currency equivalent rounded up to tens without decimals. (Acquiring fees not published.)

Settlement

Varies

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SUNRATE

Cross-border B2B traders, e-commerce sellers, travel companies and platforms that need multi-currency collection, global payouts, cards and FX

Temenos

Core Banking Software

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

NMI

Payment aggregators and ISV partners

Basis Theory

Developer Tokenization Platform

traditional

Fees

Free tier + usage-based

Clear Junction

Licensed financial institutions such as banks, EMIs, PSPs, remittance and FX providers and regulated digital-asset firms that need GBP/EUR accounts, virtual IBANs and access to UK/EU payment rails.

COLIBRIX

Online businesses such as e-commerce stores, marketplaces, subscription mobile apps, digital goods sellers and financial services firms that need international card acquiring.

Goldman Sachs Transaction Banking

Interpolitan Money

Corporates, funds and intermediaries that need multi-currency business accounts, international payments and FX hedging rather than card acceptance.

SkinsBack

Gaming skins payments

TransferGo

European Cross-Border Transfers

traditional

Fees

From €0.99 per transfer

xpate

Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.

Acquired

UK businesses that collect recurring payments, such as lenders, BNPL providers, insurers, collections agencies, trading platforms, subscription/SaaS firms, telecoms/utilities and charities.

Frontier Pay

UK businesses that want card acquiring along with multi-currency business accounts and UK/EU and international payments from a single FCA-authorised e-money provider.

Choose same day, next day, or three day settlements to keep your cash flow steady and your business agile.

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