Merchants that work with several acquirers and want to connect them through one integration, with routing, cascading and decline reporting run from a single dashboard.

infrastructure

Fees

Custom

Settlement

Varies

View provider

Treasury Port

Businesses that need cross-border payouts, batch payments (e.g. payroll or supplier runs), FX and multi-currency treasury management with a dedicated account manager.

Okapi

Small traders, agribusinesses and other businesses in the African markets Okapi serves that need to collect payments and send out money in real time to customers who often have no bank account.

Real Money Transfer

Tenora

Corporate finance and treasury teams that want to manage FX hedging, execution and multi-currency accounts and payments on one platform.

Laybuy

ANZ Buy Now Pay Later

Novatum

Online businesses, freelancers, importers/exporters and IT companies that want card acceptance for online payments, or a branded Mastercard card programme, from a UK FCA-authorised provider.

Shpun

UK-based B2B businesses that need card acceptance (online gateway or POS terminals) alongside virtual accounts, FX and cross-border payments.

Cerro Catedral

Maayan

Online (eCommerce) businesses that want card acquiring together with a multi-currency business account, FX and payouts from one provider.

Taptap Send

Africa & Asia Remittances

regional

Fees

Zero fees; FX margin only

Agility Forex

Businesses making cross-border payments and currency conversions, especially involving Canadian dollars

CreDec

UK businesses, from SMEs to enterprises, plus finance intermediaries such as accountants and payroll providers that want to send and collect payments in real time straight from their existing bank accounts.

Neonomics

Businesses in invoicing, debt collection, e-commerce, lending, investing and fundraising that want account-to-account Pay by Bank payments and open banking account data, mainly via Nordic and European bank connections.

Hope Macy

UK banks, lenders and credit unions that want lending management software plus open banking data and Pay by Bank/VRP collections from borrowers.

Zotapay

Regulated financial service firms (not retail or ordinary merchants) that need e-money accounts and alternative payment rails for client deposits, withdrawals and treasury flows across borders.

Master Transfer

Optal

sciopay

FX brokers, FX start-ups and other introducers that want to offer cross-border payments and currency exchange to their own clients under their own brand without building the technology.

Emerald24

E-commerce stores, digital services/SaaS businesses and marketplaces that want card acceptance through partner acquirers, with payouts settled into a multi-currency business account.