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CreDec

CreDec (the trading name of Ardohr Limited, an FCA-authorised payment institution) is a UK business payments platform for sending and collecting payments in real time. It connects to a business's existing bank accounts, so it does not hold the funds, and its payment services can be built into other platforms. It also lets finance teams and third parties such as accountants and payroll providers process payments without having access to the bank account. The website says the service is 'coming soon' and is taking early-access registrations.

Fees from
Custom pricing
Settlement
—
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with CreDec before signing. Visit Website is an external link; we may earn a commission.

CreDec overview

Best for

UK businesses, from SMEs to enterprises, plus finance intermediaries such as accountants and payroll providers that want to send and collect payments in real time straight from their existing bank accounts.

CreDec pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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CreDec settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for CreDec yet. Confirm payout timing and currencies directly with CreDec before signing.

CreDec API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

CreDec coverage & payment methods

Supported countries

1 country
GB

Payment methods

BacsFaster PaymentsOpen Banking

CreDec licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Ardohr Limited

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

Licensed entity · regulatorily responsible

CREDEC LIMITED

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

2 license numbers · 3 register records on file for CreDec, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to CreDec. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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