Software platforms and ERP providers in the Nordics that want to embed bank-independent account-to-account payments, salary payments, account data and FX through a single API.

infrastructure +1

Fees

FX API: cross-border payment less than 0.5%* (indicative); transaction fee 0 EUR; No pre-funding or hidden fees!

Settlement

Varies

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Centranx

Online (e-commerce) merchants in the EEA that want card acquiring through an MFSA-licensed principal Visa and Mastercard member.

Hapic

Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.

Lunar

Nordic companies managing corporate payments

traditional

Fees

0-1% depending on account type

Settlement

Varies

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InComm Payments

Gift Cards & Prepaid Solutions

WeTravel

Tour operators and travel agencies

traditional

Fees

2.9% + platform fees for payment processing

Settlement

Varies

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PAX Technology

Payment Terminal Manufacturer

Payza

Global Online Payments

traditional

Fees

2.5% + $0.25 per transaction

Riverty

European BNPL Solutions

Schuman Financial

Businesses that want to mint, redeem and move euros on-chain via a MiCA-compliant euro stablecoin, plus SEPA/SWIFT named-account payments and USD/EUR stablecoin FX.

ONE.io

Businesses in crypto/Web3, iGaming and other sectors that struggle to get traditional bank accounts, and that want to accept crypto payments settled into fiat business accounts.