Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.

traditional

Fees

Custom

Settlement

Varies

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GoCredible

Platforms with multi-party money flows, such as alternative lenders, ECSP crowdfunding platforms and festival/event suppliers.

Gusto

Small Business Payroll

traditional

Fees

Starting at $40/month + $6/person

MADFIN

Online businesses in sectors such as retail, SaaS, travel, education and professional services that want card acquiring from a direct Visa/Mastercard principal member together with Pay by Bank and a business e-money account.

Prepaid Financial Services

White-label prepaid card & disbursement programmes

TouchBistro

Restaurant Management POS

Vpayments

Cyprus-based retail, hospitality and travel merchants wanting Worldline-powered in-store terminals and online card acceptance through a local partner.

Transaction amounts credited to the merchant's account within a few working days (per gapgroup.com card-processing page).

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Cleverbridge

Software, SaaS and digital-product companies that want a Merchant of Record to handle payments, subscriptions, tax and compliance for global sales.

Etapay

Companies that need a business euro account with SEPA payments for their day-to-day EUR operations.

traditional

Fees

Two-tier pricing (Tier 1 / Tier 2): Account opening fee €300 / €750; Document review fee (up to 10 working days) €250 / €750; Expedited document review (up to 2 working days) €500 / €1,000; Monthly fee for Current Account maintenance €50 / €200; Closing a Current Account €100 / €150; Dormant account fee €200 / €200; Incoming SEPA payments (Credit and Instant) €0 / 0.5% (min 5 EUR); Outgoing SEPA Transfer (Credit and Instant) up to €5,000 €1 / 0.5% (min 5 EUR); above €5000 up to €50,000 €5 / 0.5%; over €50,000 €10 / 0.5%; Internal transfer and Transfer within Etapay network €0; Yearly fee for holding funds (if the account balance ≥ €50,000 for Tier 1 or ≥ €30,000 for Tier 2), charged monthly 0.7% per annum.

Settlement

Varies

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Ikajo

White-Label Payment Gateway

Mswipe

Indian POS Merchant Payments

Payall

Emerging Market Cross-Border Payments

WorldFirst

Cross-border e-commerce sellers, importers/exporters and larger online businesses that need multi-currency accounts, marketplace payouts and international checkout acceptance.