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Etapay

Etapay (UAB "Etapay") is an electronic money institution in Vilnius, supervised by the Bank of Lithuania under licence No. 49. It gives businesses dedicated euro current accounts and lets them send and receive SEPA Credit and Instant transfers. Onboarding is done online and includes a review of each company's business model and expected payment flows. Pricing has two published tiers, with account opening, monthly maintenance and per-transfer fees.

Fees from
Two-tier pricing (Tier 1 / Tier 2): Account opening fee €300 / €750; Document review fee (up to 10 working days) €250 / €750; Expedited document review (up to 2 working days) €500 / €1,000; Monthly fee for Current Account maintenance €50 / €200; Closing a Current Account €100 / €150; Dormant account fee €200 / €200; Incoming SEPA payments (Credit and Instant) €0 / 0.5% (min 5 EUR); Outgoing SEPA Transfer (Credit and Instant) up to €5,000 €1 / 0.5% (min 5 EUR); above €5000 up to €50,000 €5 / 0.5%; over €50,000 €10 / 0.5%; Internal transfer and Transfer within Etapay network €0; Yearly fee for holding funds (if the account balance ≥ €50,000 for Tier 1 or ≥ €30,000 for Tier 2), charged monthly 0.7% per annum.
Settlement
—
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Etapay before signing. Visit Website is an external link; we may earn a commission.

Etapay overview

Best for

Companies that need a business euro account with SEPA payments for their day-to-day EUR operations.

Etapay pricing & fees

Pricing structure

Pricing
Two-tier pricing (Tier 1 / Tier 2): Account opening fee €300 / €750; Document review fee (up to 10 working days) €250 / €750; Expedited document review (up to 2 working days) €500 / €1,000; Monthly fee for Current Account maintenance €50 / €200; Closing a Current Account €100 / €150; Dormant account fee €200 / €200; Incoming SEPA payments (Credit and Instant) €0 / 0.5% (min 5 EUR); Outgoing SEPA Transfer (Credit and Instant) up to €5,000 €1 / 0.5% (min 5 EUR); above €5000 up to €50,000 €5 / 0.5%; over €50,000 €10 / 0.5%; Internal transfer and Transfer within Etapay network €0; Yearly fee for holding funds (if the account balance ≥ €50,000 for Tier 1 or ≥ €30,000 for Tier 2), charged monthly 0.7% per annum.
Your business must be registered in
Not disclosed

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Etapay settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Etapay yet. Confirm payout timing and currencies directly with Etapay before signing.

Etapay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Etapay coverage & payment methods

Supported countries

1 country
EEA

Payment methods

Bank TransferSepaSepa Instant

Etapay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Etapay UAB

Lithuania

Licenses

E-Money Institution LT

Authorised Electronic Money Institution (LT)

Bank of Lithuania

License numbers & register records

1 license number · 1 register record on file for Etapay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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