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A-Pay

A-Pay

Global Multi-Currency Payment Gateway

VS

24pay

Slovak e-shops, online services and brick-and-mortar shops that want an online payment gateway and card-present POS terminals from one provider.

24pay
Fees from
Custom vs Poplatky za kartové transakcie podľa schémy MIF++ (interchange + card scheme fee passed through at cost). Poplatok za spracovanie transakcie: INDIVIDUÁLNE. Illustrative example (consumer debit Mastercard, 50 EUR): Poplatok za spracovanie transakcie 0,80 % + 0,10 EUR; Poplatok za transakciu celkom 1,204 % + 0,123 EUR. Prvých 6 mesiacov bez poplatkov za vedenie účtu.
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

5 shared

14 unique to A-Pay · 1 unique to 24pay
On fees

A-Pay uses custom pricing, quoted on engagement. 24pay publishes Poplatky za kartové transakcie podľa schémy MIF++ (interchange + card scheme fee passed through at cost). Poplatok za spracovanie transakcie: INDIVIDUÁLNE. Illustrative example (consumer debit Mastercard, 50 EUR): Poplatok za spracovanie transakcie 0,80 % + 0,10 EUR; Poplatok za transakciu celkom 1,204 % + 0,123 EUR. Prvých 6 mesiacov bez poplatkov za vedenie účtu. from. Verify directly with each provider before signing.

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Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
A-Pay A-Pay
24pay 24pay
Quick Facts
Fees
Standard transaction rate
Custom
Poplatky za kartové transakcie podľa schémy MIF++ (interchange + card scheme fee passed through at cost). Poplatok za spracovanie transakcie: INDIVIDUÁLNE. Illustrative example (consumer debit Mastercard, 50 EUR): Poplatok za spracovanie transakcie 0,80 % + 0,10 EUR; Poplatok za transakciu celkom 1,204 % + 0,123 EUR. Prvých 6 mesiacov bez poplatkov za vedenie účtu.
Settlement
Time to receive funds
1–2 business days
—
Founded
2021
—
Headquarters
India
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Crypto Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Installments Unique
—
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Paypal Unique
✓
—
Pix Unique
✓
—
Sepa Unique
✓
—
Sofort Unique
✓
—
Upi Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
A-Pay leads (6 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Southeast Asia Unique
✓
—

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with 24pay
Need High Risk Accepted
Not available with 24pay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
24pay doesn't cover these regions
View A-Pay

24pay is best when you...

Slovak e-shops, online services and brick-and-mortar shops that want an online payment gateway and card-present POS terminals from one provider.
View 24pay

Frequently Asked Questions

What is the difference between A-Pay and 24pay?
They share 5 payment methods and 0 regions. A-Pay adds ACH, Alipay, Amex and 11 more that 24pay does not list; 24pay adds Installments that A-Pay does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, A-Pay or 24pay?
A-Pay has custom pricing quoted on engagement; 24pay has published rates from Poplatky za kartové transakcie podľa schémy MIF++ (interchange + card scheme fee passed through at cost). Poplatok za spracovanie transakcie: INDIVIDUÁLNE. Illustrative example (consumer debit Mastercard, 50 EUR): Poplatok za spracovanie transakcie 0,80 % + 0,10 EUR; Poplatok za transakciu celkom 1,204 % + 0,123 EUR. Prvých 6 mesiacov bez poplatkov za vedenie účtu.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use A-Pay and 24pay?
A-Pay lists 6 regions and 19 payment methods; 24pay lists 0 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do A-Pay and 24pay compare on integration and settlement?
A-Pay offers a sandbox, 24pay does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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