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A-Pay

A-Pay

Global Multi-Currency Payment Gateway

VS

2C2P

Southeast Asian payments

2C2P
Fees from
Custom vs Custom
Features

1 shared

4 unique to A-Pay · 1 unique to 2C2P
Regions

2 shared

4 unique to A-Pay
Pay methods

6 shared

13 unique to A-Pay · 9 unique to 2C2P
On licensing

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Show full specs
6 features · 28 payment methods · 6 regions. We don't rank these — they're here for reference.
A-Pay A-Pay
2C2P 2C2P
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
2021
2003
Headquarters
India
Singapore
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
A-Pay leads (19 vs 15)
Ach Unique
✓
—
Alipay
✓
✓
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Crypto Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
✓
—
Grabpay Unique
—
✓
Ideal Unique
✓
—
Jcb Unique
—
✓
Klarna Unique
✓
—
Line Pay Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Payment Link Unique
—
✓
Paypal Unique
✓
—
Pix Unique
✓
—
Rupay Unique
—
✓
Sepa Unique
✓
—
Sofort Unique
✓
—
Unionpay Unique
—
✓
Upi Unique
✓
—
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Southeast Asia
✓
✓

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with 2C2P
Need High Risk Accepted
Not available with 2C2P
Want coverage in Africa, Europe, Latin America, Middle East
2C2P doesn't cover these regions
View A-Pay

2C2P is best when you...

Southeast Asian payments
Need Enterprise
Not available with A-Pay
View 2C2P

Frequently Asked Questions

What is the difference between A-Pay and 2C2P?
They share 6 payment methods and 2 regions. A-Pay adds ACH, Apple Pay, Credit Card and 10 more that 2C2P does not list; 2C2P adds Digital Wallet, Diners Club, GCash and 6 more that A-Pay does not list; A-Pay also covers Africa, Europe and 2 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, A-Pay or 2C2P?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use A-Pay and 2C2P?
A-Pay lists 6 regions and 19 payment methods; 2C2P lists 2 and 15. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do A-Pay and 2C2P compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay settles in 1–2 business days, 2C2P in 2–7 business days.

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