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ACI Worldwide

ACI Worldwide

Real-time payments

VS

2Checkout (Verifone)

Digital Goods

2Checkout (Verifone)
Fees from
Custom vs 3.5% + €0.30 to 6% + €0.50
Features

0 shared

2 unique to ACI Worldwide · 2 unique to 2Checkout (Verifone)
Regions

5 shared

2 unique to ACI Worldwide
Pay methods

7 shared

12 unique to ACI Worldwide · 8 unique to 2Checkout (Verifone)
On payment methods

ACI Worldwide supports 19 payment methods, 4 more than 2Checkout (Verifone). Verify directly with each provider before signing.

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Show full specs
4 features · 27 payment methods · 7 regions. We don't rank these — they're here for reference.
ACI Worldwide ACI Worldwide
2Checkout (Verifone) 2Checkout (Verifone)
Quick Facts
Fees
Standard transaction rate
Custom
3.5% + €0.30 to 6% + €0.50
Settlement
Time to receive funds
Same day
Variable by payment method
Founded
1975
2006
Headquarters
Elkhorn, Nebraska, United States
Atlanta, Georgia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
ACI Worldwide leads (19 vs 15)
Ach Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Digital Wallet Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Faster Payments Unique
✓
—
Fednow Unique
✓
—
Ideal Unique
—
✓
Jcb
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Open Banking Unique
✓
—
P2p Transfer Unique
✓
—
Paypal Unique
—
✓
Qr Code Unique
✓
—
Real Time Payments Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Swift Unique
✓
—
Visa
✓
✓
Wire Transfer
✓
✓
Regions
ACI Worldwide leads (7 vs 5)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

ACI Worldwide is best when you...

Real-time payments
Need Enterprise
Not available with 2Checkout (Verifone)
Need Instant Payout
Not available with 2Checkout (Verifone)
Want coverage in Africa, Middle East
2Checkout (Verifone) doesn't cover these regions
View ACI Worldwide

2Checkout (Verifone) is best when you...

Digital Goods
Need Instant Sandbox
Not available with ACI Worldwide
Need Recurring Payments
Not available with ACI Worldwide
View 2Checkout (Verifone)

Frequently Asked Questions

What is the difference between ACI Worldwide and 2Checkout (Verifone)?
They share 7 payment methods and 5 regions. ACI Worldwide adds ACH, Contactless, Digital Wallet and 9 more that 2Checkout (Verifone) does not list; 2Checkout (Verifone) adds Alipay, Apple Pay, Bank Transfer and 5 more that ACI Worldwide does not list; ACI Worldwide also covers Africa, Middle East; only ACI Worldwide offers Enterprise, Instant Payout.
Which is cheaper, ACI Worldwide or 2Checkout (Verifone)?
ACI Worldwide has custom pricing quoted on engagement; 2Checkout (Verifone) has published rates from 3.5% + €0.30 to 6% + €0.50. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ACI Worldwide and 2Checkout (Verifone)?
ACI Worldwide lists 7 regions and 19 payment methods; 2Checkout (Verifone) lists 5 and 15. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ACI Worldwide and 2Checkout (Verifone) compare on integration and settlement?
both offer a sandbox; both support webhooks; ACI Worldwide settles in Same day, 2Checkout (Verifone) in Variable by payment method.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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