Afterpay

Afterpay

BNPL Pioneer

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Custom vs Interchange + + $0.3
Features

2 shared

1 unique to Afterpay · 1 unique to Adyen
Regions

3 shared

5 unique to Adyen
Pay methods

5 shared

2 unique to Afterpay · 32 unique to Adyen

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
4 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Afterpay Afterpay
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + + $0.3
Settlement
Time to receive funds
1–5 business days
1–3 business days
Founded
2014
2006
Headquarters
Melbourne, Australia
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 7)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 3)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Afterpay is best when you...

BNPL Pioneer
Need Startup Friendly
Not available with Adyen
View Afterpay

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Afterpay
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Afterpay doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Afterpay and Adyen?
They share 5 payment methods and 3 regions. Afterpay adds Buy Now Pay Later, Installments that Adyen does not list; Adyen adds ACH, Affirm, Alipay and 29 more that Afterpay does not list; Adyen also covers Africa, Asia and 3 more; only Afterpay offers Startup Friendly.
Which is cheaper, Afterpay or Adyen?
Afterpay has custom pricing quoted on engagement; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Afterpay and Adyen?
Afterpay lists 3 regions and 7 payment methods; Adyen lists 8 and 37. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Afterpay and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Afterpay settles in 1–5 business days, Adyen in 1–3 business days.

Are you Afterpay or Adyen?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →