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Airwallex

Airwallex

Cross-Border Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.3%–3.15% + €0.25 vs Custom
Features

2 shared

2 unique to Airwallex · 3 unique to A-Pay
Regions

5 shared

2 unique to Airwallex · 1 unique to A-Pay
Pay methods

15 shared

12 unique to Airwallex · 4 unique to A-Pay

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Show full specs
7 features · 31 payment methods · 8 regions. We don't rank these — they're here for reference.
Airwallex Airwallex
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.3%–3.15% + €0.25
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2015
2021
Headquarters
Melbourne, Australia
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 4)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Airwallex leads (27 vs 19)
Ach
✓
✓
Afterpay Unique
✓
—
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Blik Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix
✓
✓
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Trustly Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Venmo Unique
✓
—
Visa
✓
✓
Wechat Pay
✓
✓
Regions
Airwallex leads (7 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Airwallex is best when you...

Cross-Border Payments
Need Enterprise
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Airwallex

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Airwallex
Need High Risk Accepted
Not available with Airwallex
Want coverage in Africa
Airwallex doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Airwallex and A-Pay?
They share 15 payment methods and 5 regions. Airwallex adds Afterpay, Bancontact, BLIK and 9 more that A-Pay does not list; A-Pay adds Crypto, Mobile Money, Sofort and 1 more that Airwallex does not list; Airwallex also covers North America, Oceania; A-Pay also covers Africa.
Which is cheaper, Airwallex or A-Pay?
Airwallex has published rates from 1.3%–3.15% + €0.25; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Airwallex and A-Pay?
Airwallex lists 7 regions and 27 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Airwallex and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Airwallex settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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