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Alipay

Alipay

Chinese Consumers

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Alipay · 5 unique to A-Pay
Regions

6 shared

2 unique to Alipay
Pay methods

3 shared

4 unique to Alipay · 16 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 12 more than Alipay. Verify directly with each provider before signing.

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7 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
Alipay Alipay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2004
2021
Headquarters
Hangzhou, China
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Alipay leads (8 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Alipay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Alipay
Need High Risk Accepted
Not available with Alipay
View A-Pay

Frequently Asked Questions

What is the difference between Alipay and A-Pay?
They share 3 payment methods and 6 regions. Alipay adds Digital Wallet, JCB, QR Code and 1 more that A-Pay does not list; A-Pay adds ACH, Amex, Apple Pay and 13 more that Alipay does not list; Alipay also covers North America, Oceania; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, Alipay or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Alipay and A-Pay?
Alipay lists 8 regions and 7 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Alipay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay settles in Next business day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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