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AltaPay

AltaPay

Nordic Omnichannel Payments

VS

Aera Payment & Identification

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform

A
Fees from
Custom vs Custom
Features

2 shared

1 unique to AltaPay
Regions

1 shared

Pay methods

11 shared

9 unique to AltaPay · 2 unique to Aera Payment & Identification

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3 features · 22 payment methods · 1 regions. We don't rank these — they're here for reference.
AltaPay AltaPay
Aera Payment & Identification
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–3 business days
—
Founded
2008
2016
Headquarters
Copenhagen, Denmark
Oslo, Norway
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
AltaPay leads (3 vs 2)
Enterprise
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Payment Methods
AltaPay leads (20 vs 13)
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bancontact
✓
✓
Bank Transfer Unique
✓
—
Dankort
✓
✓
Discover
✓
✓
Google Pay Unique
✓
—
Ideal
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobilepay
✓
✓
Paypal Unique
✓
—
Sepa
✓
✓
Sofort Unique
✓
—
Swish
✓
✓
Unionpay Unique
✓
—
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Europe
✓
✓

AltaPay is best when you...

Nordic Omnichannel Payments
Need Instant Sandbox
Not available with Aera Payment & Identification
View AltaPay

Aera Payment & Identification is best when you...

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform
View Aera Payment & Identification

Frequently Asked Questions

What is the difference between AltaPay and Aera Payment & Identification?
They share 11 payment methods and 1 region. AltaPay adds Alipay, Apple Pay, Bank Transfer and 6 more that Aera Payment & Identification does not list; Aera Payment & Identification adds Maestro, Vipps that AltaPay does not list; only AltaPay offers Instant Sandbox.
Which is cheaper, AltaPay or Aera Payment & Identification?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use AltaPay and Aera Payment & Identification?
AltaPay lists 1 region and 20 payment methods; Aera Payment & Identification lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do AltaPay and Aera Payment & Identification compare on integration and settlement?
AltaPay offers a sandbox, Aera Payment & Identification does not list one; AltaPay supports webhooks; AltaPay publishes a settlement time of 1–3 business days.

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